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South Korean Retail Investors' Personal Loans Hit 5-Year High at 106.99 Trillion Won

2026-06-01 01:01:07

According to Korean Herald, South Korean retail investors have been borrowing heavily to chase gains as the KOSPI index continues breaking records. As of last Thursday, outstanding personal credit loans at the country's five major banks reached 106.99 trillion won (approximately $70.98 billion), the highest level since November 2023. The growth was primarily driven by overdraft credit facilities, locally known as "negative accounts," which allow customers to borrow within pre-approved limits. Outstanding balances on these credit tools reached 41.93 trillion won.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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