How Many XRP Tokens Do You Need to Be a Top Ripple Holder?

2026-01-11 23:35:36

Abstract generation in progress

Most people don’t realize how concentrated Ripple’s XRP ownership really is. According to data shared by JackTheRippler, only about 330,000 people worldwide hold more than 10,000 XRP. When you compare that to a global population of around 8 billion, it puts things into perspective fast.

At today’s price of $2.09, holding 10,000 XRP is already a serious amount for many people. But more importantly, it places someone in a much smaller group of holders than most expect.

What the XRP Wallet Data Shows

The image breaks XRP wallets down by balance size, and the pattern is clear. As wallet balances go up, the number of wallets drops quickly. There are over 185,000 wallets holding between 10,000 and 25,000 XRP, but far fewer above that level.

Once you get into the hundreds of millions of XRP, the numbers fall into the double digits. At the very top, only six wallets hold more than 1 billion XRP. That alone shows how rare large XRP holdings really are.

Most wallets hold much smaller amounts, even though a large share of the total supply sits with a small number of accounts.

Why people talk about 10,000 XRP

Owning 10,000 XRP does not make someone a whale. Still, it puts them ahead of most XRP holders. Fewer than 4% of wallets hold that much.

That is why many long-term holders see 10,000 XRP as a personal milestone. It is not about price predictions. It has to do with recognizing how limited the level of ownership actually already is.

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Since more and more people would be entering the Ripple XRP system, achieving that amount could become increasingly difficult even if prices remain unchanged.

This kind of data does not say where the XRP price is going next. It simply shows how ownership looks today.

Many owners will find the information helpful in understanding how they relate to the network. This will help explain the strategy of some owners to accumulate rather than act on each short-term movement.

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