Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$2,06

-1.48%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0,00 USD

XRP

$2,06

-1.48%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$2,06

-1.48%

Markets

Popularity

Market Cap

$125,16B

Volume

Circulation Supply

$66,81M

60,69B

As of now, XRP (XRP) is priced at $2,06 per coin. The circulating supply stands at approximately 60.699.967.552 XRP, resulting in a total market capitalization of $60,69B, Current market capitalization ranking : 4.

In the past 24 hours, XRP’s trading volume reached $66,81M, representing a -1.48% compared to the previous day. Over the past week, XRP’s price -2.65%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

The Latest News About XRP(XRP)

2026-01-12 01:46Market Whisper

7.5亿美元大逃亡！比特币、以太坊ETF开年遇冷，XRP ETF为何逆市狂欢？

2026-01-12 00:58Market Whisper

XRP 逆势吸金 3,810 万！比特币、以太坊流出 7.5 亿大逃亡

2026-01-11 23:35CaptainAltcoin

成为顶级Ripple持有者需要多少XRP代币？

2026-01-11 23:30Coinpedia

124 未决加密货币ETF信号显示发行方间流动性转变日益增强

2026-01-11 21:33UToday

传奇交易员布林格发出XRP警告，摩根士丹利押注比特币和索拉纳，柴犬币突破未能持稳——本周顶级加密货币新闻 - U.Today

More XRP News

MarketWhisper

2026-01-12 01:46

$750 million mass exodus! Bitcoin and Ethereum ETFs face a cold start to the year, why is XRP ETF celebrating against the market trend?

The first full trading week of 2026 has shown a dramatic "ice and fire" pattern in the cryptocurrency ETF market. According to SoSoValue data, the US spot Bitcoin ETF experienced a net outflow of up to $681 million, and the spot Ethereum ETF also saw $68.6 million in funds withdraw, totaling nearly $750 million in losses. However, in stark contrast, the spot XRP ETF recorded a net inflow of $38.1 million and hit a weekly trading volume of $219 million, the highest since its launch; the spot SOL ETF also received a net inflow of $41.1 million. This significant divergence not only reflects a rotation of market funds from large-cap blue chips to specific altcoins but also indicates that institutional investors are making more refined allocation adjustments within the crypto ecosystem. XRP, with its unique compliant status and relative valuation advantages, is becoming a new focal point for attracting capital.

BTC

+0.99%

ETH

+1.16%

XRP

-0.95%

SOL

+3.79%

CryptoCross-TalkClub

2026-01-12 01:40

#美国贸易赤字状况 This week's market performance has been quite good! Bitcoin precisely hit the 16250 mark for profit-taking, and Ethereum also secured the 425 point steadily. The combined effort of both coins almost left no room for waste. Honestly, although last week's market fluctuations weren't particularly large, it was precisely this kind of rhythm that tests trading timing the most. Short-term switching back and forth, both long and short opportunities, as long as the entry points are well-timed, the compound interest effect can keep up. That period of operation really felt smooth; whether chasing with the trend or ambushing against it, the feel was very steady. $BTC $ETH $XRP these targets performed well this week, especially under the macro background of the US trade deficit. The increased volatility of traditional risk assets actually provided more trading opportunities for the crypto market.

BTC

+0.99%

ETH

+1.16%

XRP

-0.95%

Web3ExplorerLin

2026-01-12 01:40

#美国非农就业数据未达市场预期 Last week's market performance was quite good. Bitcoin steadily held at the 16250 level, and Ethereum did not disappoint, precisely locking in 425 points — this buy and sell might not be a big profit, but at least it’s steady and reliable. Market fluctuations are actually not that intense; yet, this rhythm fits our trading style perfectly. We didn’t miss the entry timing, switching between long and short positions quite smoothly, and the short-term compound effect has been continuously running. The entire trading pace is just flawless. This must be the most satisfying feeling for a trader. $BTC $ETH $XRP Recently, US non-farm payroll data has underperformed expectations. Maintaining such results in this context shows that there’s still some skill in market control.

BTC

+0.99%

ETH

+1.16%

XRP

-0.95%

FAQ about Buying XRP(XRP)

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