PeterSchroeder

We built an open, permissionless, composable financial system and waited for people to figure out how to use it.
Then AI emerged, saw which system works best, and chose blockchain rails.
There’s something there.

Q4 2025 highlights for Circle:
→ $75.3B USDC in circulation (as of end of period), +72% YoY
→ $11.9T in USDC onchain transaction volume, +247% YoY
→ $770M total revenue and reserve income, +77% YoY

Agents unlock 100x more utility when they have a wallet.

When software is consumed by machines, it fades into the background. It becomes something other systems depend on rather than something people actively use.
In short, every software company will become an API company.

The fusion of stablecoins + AI is transforming how value moves, enabling autonomous economic systems that are faster, smarter, and more efficient than anything before.As agents continue to grow, stablecoins will serve as their financial backbone, providing the stability and liquidity needed to thrive.