Tether USDT issuer launches cryptocurrency wallet Tether.wallet! See all three main features at once

The world’s largest Tether stablecoin USDT issuer, Tether, today announced the launch of its self-custody digital wallet, “tether.wallet,” officially opening the crypto financial infrastructure it has built over the long term directly to end users. The product, referred to as The People’s Wallet, marks Tether’s expansion from a liquidity provider at the base layer into the application layer.

From foundational infrastructure to end-user products

Over the past decade-plus, Tether has mainly played a foundational role in the crypto market—providing liquidity, settlement, and payment infrastructure—while its stablecoin, USDT, has become the most widely used digital form of the U.S. dollar worldwide.

As of March 2026, Tether’s technology has served more than 570 million users and continues to grow at a pace of tens of millions of new wallets each quarter. Its network spans more than 160 countries, making it one of the world’s key infrastructure layers for the flow of capital.

However, before this, most of this system existed only in exchanges, DeFi, or payment backends. With the launch of tether.wallet, for the first time Tether hands this entire funds distribution network directly to users.

tether.wallet focuses on three core asset categories: digital dollars (USD₮, USA₮), gold (XAU₮), and Bitcoin. These assets support multiple blockchain networks, including Ethereum, Polygon, Arbitrum, and others, and they also integrate the Bitcoin mainnet and Lightning Network at the same time.

The product design is built around the idea of being “as simple as using a communications app.” In the past, transferring crypto assets was like entering a long string of a bank account number—if you mistyped a single character, the funds could disappear immediately. Now it works more like sending an Email: you can transfer using a memorable address like “name@tether.me.”

At the same time, in the past, using blockchain required users to prepare a separate kind of coin specifically to pay transaction fees (similar to using a different token to pay tolls on a highway). But in tether.wallet, users can pay transaction fees directly with the assets they’re transferring—effectively simplifying the whole process to just two actions: “get money” and “send.”

Self-custody design: asset control goes back to users

When it comes to security and control, tether.wallet adopts a fully self-custodial architecture. All transactions are completed locally on the user’s device and signed by the user, and the private keys and seed phrases are also entirely controlled by the user.

Tether says its core mission has always been to advance financial inclusion, especially to serve people who are not covered by traditional financial systems, including residents in developing countries and users in high-inflation countries. The scale of this population is close to half of the world. CEO Paolo Ardoino said, “Tether has already built the most widely adopted financial-inclusion case in human history. The next step is to make this infrastructure truly usable by end users and remove the complexity that has previously hindered mass adoption.”

He emphasizes that the goal is to make the transfer of value as easy as sending a message, without relying on intermediaries and without sacrificing asset control.

A payments network built for “humans + machines + AI”

tether.wallet is built on top of Tether’s open-source Wallet Development Kit (WDK), a tool designed to let humans, machines, and even AI agents create and control self-custody wallets.

Tether’s goal is that in the future—among billions of humans, machines, and trillions of AI agents—value exchange can be completed at nearly real-time speeds, forming a globally frictionless financial network.

This article The issuer of the Tether stablecoin USDT launches the crypto wallet Tether.wallet! A look at all three features at once was first published on Chain News ABMedia.