This article summarizes cryptocurrency news as of January 14, 2026, focusing on the latest Bitcoin updates, Ethereum upgrades, Dogecoin trends, real-time crypto prices, and price forecasts. Major Web3 events today include:
As the EU’s Markets in Crypto-Assets Regulation (MiCA) transition period approaches its end, French regulators have noticeably accelerated cleanup efforts. According to foreign media, the French Financial Markets Authority (AMF) has flagged about 90 crypto companies registered in France that have not yet obtained MiCA licenses, requiring them to clarify compliance arrangements before the June 30 deadline.
Stephane Pontoizeau, head of the AMF’s Market Intermediaries and Market Infrastructure Regulation Department, stated that the regulator had issued formal notices to these companies as early as November 2025, reminding them that the MiCA transition period was ending soon. However, as of now, about 30% of unlicensed companies have not responded regarding their plans to apply for a license, and regulatory uncertainty remains.
Data disclosed shows that among these 90 unlicensed crypto companies, approximately 40% have explicitly stated they do not intend to apply for a license, about 30% are in the process of applying, and the rest are undecided. According to French enforcement standards, companies that fail to complete compliance within the transition period will be required to cease related operations before July.
Since the full implementation of the MiCA framework at the end of 2024, France has issued licenses to a few compliant institutions. For example, crypto asset management firm CoinShares was approved in July 2025, and Bitcoin app Relai received approval in October of the same year. This demonstrates France’s “strict screening, steady approval” approach in implementing MiCA.
Meanwhile, the enforcement of MiCA at the EU level is also facing challenges. The European Securities and Markets Authority (ESMA), as the core coordinating body, has explicitly called for unlicensed companies to adopt an “orderly exit” after the transition period ends. The European Commission has even proposed granting it centralized regulatory authority over all EU crypto companies, sparking industry debates over approval efficiency and innovation environment.
French authorities generally support centralized regulation and have repeatedly warned that some companies may attempt to obtain MiCA licenses in jurisdictions with more lenient oversight. This stance makes France one of the most stringent EU countries in enforcing MiCA standards. As the deadline approaches, the European crypto industry may see a significant wave of compliance reshuffling in 2026.
XRP spot ETF has again seen substantial capital inflows. Data shows that on January 13, the XRP spot ETF added approximately $12.98 million in new funds, pushing total assets under management to about $1.54 billion. Since its launch, the trend of continuous fund inflows persists, reflecting ongoing institutional recognition of XRP’s asset value.
From the fund structure, institutional buying remains the main driver. Notably, Grayscale’s GXRP recorded about $7.86 million in net inflows, Canary Capital’s XRPC gained about $2.73 million, and Bitwise-related products attracted approximately $2.39 million. The combined capital from multiple sources has resulted in a cumulative net inflow of about $1.25 billion since November 2025, outperforming many similar crypto ETFs, with some days even surpassing Solana-related ETFs.
Looking back, the XRP spot ETF officially launched in November 2025, following the resolution of Ripple’s long-standing legal dispute with the U.S. Securities and Exchange Commission, clearing the way for institutional compliance. Subsequently, several international asset managers launched XRP-related ETF products. Currently, about 1.1% to 1.2% of XRP’s total supply is locked in ETFs, a relatively high proportion among mainstream crypto assets, signaling long-term institutional holding intentions.
However, continuous fund inflows have not yet translated into price gains. Currently, XRP trades around $2.13, down sharply from the peak of about $3.65 in July 2025. This “hot capital, cold price” phenomenon mainly results from retail profit-taking after early 2026 rebounds, increased overall crypto market volatility, and ETF investors’ preference for medium- to long-term holding with limited short-term trading.
Historical experience suggests that spot ETFs tend to support prices with sustained absorption of circulating supply, albeit with a lag. If ETF fund inflows remain stable in 2026 and Ripple makes further progress in institutional partnerships, stablecoin RLUSD applications, or cross-border payment scenarios, XRP’s circulating supply could tighten further. The market’s key focus is shifting to: when demand continues to grow, when will XRP’s price reprice relative to its fundamentals?
As Bitcoin’s price continues to strengthen, discussions about whether Bitcoin will soon reach a new all-time high have intensified. Currently, Bitcoin remains firmly above $95,000, with intraday gains approaching 4%, and a 30-day increase of over 6%, indicating bullish sentiment is returning. Against this backdrop, Tom Lee’s January forecast of a new high for Bitcoin has once again become a market focus.
From a technical perspective, Bitcoin has successfully broken out of the cup-and-handle pattern, with volume-driven breakout above resistance near $94,800, indicating genuine buying interest rather than mere liquidity movement. According to classic technical calculations, this pattern’s target price points to $106,600. However, before further upward movement, Bitcoin needs to re-establish above the key psychological level of $100,000, with important levels around $100,200.
On-chain data also support this outlook. Major trading clusters are concentrated below the current price, implying many coins are in profit, with limited short-term selling pressure. This supply structure aligns with the bullish pattern, making the current rally more sustainable.
Fund flow behavior is especially critical among whales. Since early January, wallets holding 10,000 to 100,000 BTC have continued to increase holdings, from about 2.18 million BTC to 2.20 million BTC, reflecting confidence among large investors. Meanwhile, retail wallets in the 0.01–0.1 BTC range have slightly increased holdings, indicating retail investors are no longer rushing to sell during the rebound, which was a major resistance during previous failed attempts.
Caution is warranted regarding derivatives market risks. Currently, long positions significantly outnumber short positions. If the price falls below around $94,800, it could trigger forced liquidations, causing a short-term dip back to above $90,000. However, the strength of spot buying remains a key factor limiting downside.
Overall, as long as Bitcoin holds between $94,500 and $94,800 and continues to attract spot demand, reaching $100,000 and even $106,000 is not far-fetched. Breaking above the main supply zone around $112,000 would make the path to a new all-time high clearer, and Tom Lee’s forecast could shift from “forward-looking judgment” to “structural outcome.”
Blockchain payments company Ripple announced it has received preliminary approval from the Luxembourg Financial Sector Supervisory Commission (CSSF) for an Electronic Money Institution (EMI) license. This milestone is seen as an important step for Ripple’s compliance-driven expansion of cross-border payments and stablecoin applications within the EU.
According to disclosures, this preliminary approval was issued as a “green light letter,” and upon meeting final compliance conditions and full authorization, Ripple will be able to offer broader payment services across the EU. Overall, this license will support Ripple’s expansion of its cross-border payment platform, enabling EU financial institutions to settle and transfer funds using stablecoins and digital assets.
Ripple stated in a release to The Block that Luxembourg’s EMI regulatory framework helps scale its payment solutions. This development aligns with the EU’s MiCA regulation, providing higher legal certainty for institutional digital asset payments.
Previously, Ripple obtained an EMI license and crypto asset registration from the UK Financial Conduct Authority (FCA). As the UK advances a more comprehensive crypto regulatory framework, this authorization also provides Ripple with a compliant pathway to expand its payment and settlement services locally. Compared to the dual regulation in Luxembourg and the UK, Ripple’s coverage in Europe is being strengthened.
Ripple President Monica Long said that the EU is a leading jurisdiction in establishing a comprehensive digital asset regulatory framework, and this certainty helps financial institutions move blockchain technology from pilot phases to commercial scale. She noted that Ripple is upgrading its payment solutions into an integrated suite of stablecoins and on-chain liquidity, aiming not just to transfer funds but to achieve end-to-end value management.
On the business side, Ripple Payments, as a licensed cross-border payment solution, allows enterprises to connect directly to the global payment network without building their own blockchain infrastructure. Ripple handles the underlying technology and operational complexity, enabling institutions to deploy digital payment services more efficiently.
Ripple’s Europe and UK Managing Director Cassie Craddock believes Luxembourg’s regulatory environment provides critical support for financial innovation and demonstrates Ripple’s commitment to operating in compliance with MiCA standards. To date, Ripple Payments has processed over $95 billion in transactions and holds more than 75 licenses and registrations across major jurisdictions.
Silver (XAG) prices continue to rise, with spot prices breaking the $90 per ounce level for the first time, pushing dealer prices of American Eagle silver coins above $100 each. Overall, this rally is driven not by short-term sentiment but by structural shortages and strategic demand.
As prices fluctuate rapidly, the U.S. Mint announced a suspension of all silver coin sales. The official explanation cited extreme price volatility making pricing difficult, which the market interprets as physical silver demand significantly exceeding supply. Market commentator Echo X pointed out that when official channels halt sales, it often indicates that paper prices no longer reflect the true scarcity of physical silver, and premiums are only a matter of time.
In summary, silver prices are rising due to multiple factors, including safe-haven capital inflows, Fed rate cut expectations, tightening physical silver markets, and ongoing industrial demand in new energy and high-tech sectors. Keith Neumeyer, CEO of First Majestic Silver, believes that under current supply-demand dynamics, silver could break $100 per ounce in the coming months.
From a market mechanism perspective, Sunil Reddy noted that the long-term scale of paper contracts far exceeds physical inventories. When margin and delivery pressures rise simultaneously, short sellers are forced to cover quickly, compressing delivery cycles and pushing up spot premiums. He emphasized that the trigger is not emotion but the rapid squeezing of profit margins.
On the investor side, Peter Spina said that long-term holders of physical silver have not sold off en masse during the rally; the long-standing structural imbalance is becoming more apparent. This supply rigidity makes silver more of a strategic resource than a typical trading asset.
The macro environment also provides supporting context. JPMorgan’s latest earnings report mentions slowing bond issuance, weakening labor markets, and rising corporate financing pressures. Analyst Jeffrey Snider views these signals as indicating that silver’s price rise is more a reflection of systemic stress rather than mere speculation.
Additionally, Jim Ferguson cites Andy Schectman’s view that central banks, sovereign wealth funds, and commercial institutions continue to accumulate physical silver. The scale of paper commitments far exceeds actual inventories, and restrictions on exports from China reinforce its strategic importance in AI, energy systems, and high-end manufacturing.
Given the ongoing physical supply tightness, market consensus suggests that approaching $100 per ounce is no longer just a technical target but a stage in the reshaping of supply and demand.
According to Hong Kong Wen Wei Po, a 32-year-old man in Hong Kong reportedly died after jumping from a building in front of his father, after losing about 10 million yuan in crypto investments.
The man held a master’s degree and was pursuing a second master’s degree. He became mentally ill after losing his job during the pandemic in 2022 and required regular medication. He went to the UK for further studies in September last year. Recently, he had been emotionally unstable when contacting his father, and family members advised him to seek medical treatment after returning to Hong Kong.
The day before yesterday, after arriving home, he told his father about losing about 10 million yuan in crypto investments, then lost control emotionally, cut his wrists, and jumped from the balcony. Police investigations concluded the case was not suspicious and classified it as a fall from height.
Pi Network is speeding up the practical deployment of its payment ecosystem. The Pi core team recently officially released new SDK and API tools, open to developers worldwide, aiming to greatly reduce technical barriers to integrating Pi payment functions into applications. This update is seen as a key step for Pi Network to shift from “user growth” to “real application expansion.”
Functionally, the new Pi SDK and API mainly help applications quickly incorporate Pi payment systems. Official descriptions indicate that developers can complete Pi payment module integration in about 10 minutes without complex blockchain development experience. This means e-commerce apps, service platforms, content, and gaming products can more efficiently support Pi as a payment method, expanding its practical use cases.
Payment capability is an important indicator of the practical value of digital currencies. With the significantly lowered difficulty of Pi payment integration, users are no longer just “holding Pi” but can also make purchases, subscribe to services, or pay for digital content within apps. This shift from holding to usage is seen as a vital sign of Pi Network’s ecosystem maturing.
On security and performance, Pi Network emphasizes the stability of its payment system. Demo videos show the process of asset security locking and releasing during Pi payments, highlighting speed and safety. The system is designed to support high concurrency, capable of handling many users initiating payments simultaneously, leaving room for future ecosystem growth.
From a developmental perspective, Pi Network has attracted many ordinary users since its 2019 launch with low-energy mobile mining. By early 2026, the Pi mainnet has over 15 million users, with tens of thousands of nodes supporting its infrastructure. Launching more mature payment tools at this stage is seen as a natural step aligned with ecosystem development.
Overall, with SDK and API openness, developer entry barriers are lowered, and Pi payment application scenarios are expected to grow rapidly. More apps supporting Pi will further strengthen its positioning as a “daily usable digital currency,” not just a concept or holding asset. Whether Pi Network can continue to expand real payment demand remains to be seen, but this update undoubtedly provides a more solid technical foundation for ecosystem expansion.
As long-term technical roadmaps are gradually implemented, improvements in Ethereum’s user activity and cost efficiency are becoming apparent. On-chain data platform Nansen shows that as of this Monday, active addresses on Ethereum exceeded 791,000, significantly higher than Layer 2 networks like Base, Arbitrum, and Optimism, indicating renewed interest in the mainnet.
From a cost perspective, Ethereum’s average daily transaction fee has fallen to a historic low. Data indicates that the current average fee per transaction is about $0.15, compared to $11 a year ago. Overall, this significant fee optimization is reshaping Ethereum’s practical usability as a general settlement layer.
Looking back over the past year, Ethereum’s active addresses increased by about 71%, rising from 460,000 to over 790,000. Daily transaction volume also hit new highs, with about 2.1 million transactions per day. In contrast, during 2021–2022, due to DeFi and NFT booms, gas fees soared to hundreds of dollars, raising widespread doubts about Ethereum’s scalability.
Ethereum has since undergone multiple protocol upgrades to improve underlying performance. The May 2025 Pectra upgrade significantly increased Blob capacity and reduced costs for rollup data publication; the December 2025 Fusaka upgrade further expanded Blob limits and introduced peer data availability sampling, making validation more efficient. Driven by these upgrades, developer deployment on Ethereum has surged. Token Terminal data shows that in Q4 2025, new smart contract deployments reached about 8.7 million, a record high.
In the competitive landscape, Ethereum is engaging in direct competition with Layer 1 networks like Solana, BNB Chain, and Tron. These networks have advantages in throughput and retail user activity, but Ethereum’s “settlement layer first” strategy aims to maintain its core position.
Recently, Ethereum co-founder Vitalik Buterin also proposed the “exit test” concept, emphasizing that the network should be able to operate stably over the long term even if developers cease frequent maintenance. He highlighted goals such as quantum resistance, scalable architecture, and sustainable proof-of-stake models as future priorities.
Looking ahead to 2026, the upcoming Glamsterdam fork is expected to introduce more efficient parallel processing and significantly increase block capacity. Overall, as upgrades continue, the revival of Ethereum’s active user base may become a long-term trend, with its “anti-fragile” trajectory moving from vision to reality.
As social unrest and economic crises intensify, prediction markets’ assessments of Iran’s political outlook have turned notably pessimistic. Multiple prediction contracts show that the probability of Iran’s Supreme Leader Ayatollah Ali Khamenei stepping down or being deposed before the end of 2026 has risen to about 65%, a significant jump from last year’s levels.
In summary, on platforms like Polymarket, the probability of Khamenei leaving office before December 31 has surged from around 30% at the end of last year to nearly 65%. Breakdown estimates show a 24% chance of stepping down before January 31, 46% before March 31, and 53% before June 30, reflecting ongoing market pricing of short-term political instability.
Overall, another platform, Kalshi, shows similar sentiment, estimating about a 66% chance of Khamenei’s departure before 2027, up sharply from about 30% a few weeks ago. The synchronized shift in these major prediction markets signals a significant reassessment by international investors and observers of Iran’s political risks.
Fundamentally, Iran faces multiple pressures. Publicly available information indicates recent large-scale protests have resulted in hundreds of deaths and thousands of arrests. Economically, inflation is at 45%, the rial continues to depreciate, and prices of essentials like meat and cooking oil have soared, heavily burdening ordinary citizens.
Meanwhile, U.S.-led sanctions related to Iran’s nuclear program, combined with long-standing issues of corruption and governance, further strain Iran’s economy. U.S. President Trump recently warned that if protesters are killed, the U.S. might take military action, and countries trading with Iran could face 25% tariffs.
Although Iran has a democratically elected parliament, Ayatollah Khamenei, who has ruled for over 36 years, retains ultimate authority over military, foreign policy, and internal affairs. Overall, the high probability assessments from prediction markets highlight that political uncertainty in Iran in 2026 is becoming a major macro and geopolitical risk factor.
Global payments giant Visa announced it has integrated UK fintech BVNK’s stablecoin infrastructure into its Visa Direct platform, further expanding the real-time payment network, which processed about $1.7 trillion in transactions last year, for cross-border fund transfers worldwide. This collaboration is seen as a significant step toward accelerating the penetration of stablecoin payments into traditional payment systems.
Overall, the core of this partnership is to provide new settlement options for specific markets. Eligible businesses can choose to prepay funds in stablecoins and send payments directly to recipients’ digital wallets, bypassing some traditional settlement processes. For high-frequency, instant settlement scenarios such as cross-border remittances, digital asset services, or global employment payments, this model offers clear efficiency advantages.
On the application level, Visa Direct is already used by many companies and platforms for quick payouts to individuals, covering payroll, gig economy income, and international remittances. By integrating stablecoins—known for price stability and 24/7 settlement—Visa aims to provide users with faster access to funds and reduce time friction in traditional payment systems.
Visa’s global product head Mark Nelsen stated that stablecoins are bringing new possibilities to the global payment ecosystem, with long-term potential in reducing intermediaries, improving settlement efficiency, and expanding financial services. This also reflects Visa’s strategic recognition of stablecoins as a mainstream payment tool.
Technically, BVNK will support stablecoin transfer and settlement infrastructure for Visa. Public data shows that BVNK, headquartered in the UK, processes over $30 billion annually in stablecoin payments and has mature institutional operations. Notably, Visa invested in BVNK through its venture arm in May 2025 and later received strategic investment from major U.S. financial institutions, further boosting confidence in stablecoin infrastructure.
Market-wise, both parties plan to initially roll out this stablecoin payment service in regions with high digital asset payment demand and expand gradually based on user adoption. Overall, this cooperation not only enhances Visa Direct’s global competitiveness but also clarifies the pathway for stablecoins to integrate into mainstream payment systems.
U.S. spot Bitcoin ETFs experienced their strongest capital inflow in three months. Data shows about $750 million was net purchased in a single day, reaching a new high since early October 2025, indicating that after year-end asset rebalancing, institutional investors’ demand for Bitcoin ETFs is rebounding significantly.
According to public statistics, several U.S. spot Bitcoin ETFs saw large net subscriptions on Tuesday, with Fidelity and Bitwise products performing especially well, and BlackRock’s ETFs also recording substantial inflows. This wave of ETF capital inflow is broad-based, not concentrated on a single product, reflecting a systemic re-engagement of institutional allocations.
Nick Ruck, research director at LVRG Research, said that ETF fund flows are often a key indicator of institutional demand revival. After cautious sentiment and risk-off moves at the end of 2025, investors are gradually reallocating into digital assets, especially compliant, low-threshold U.S. spot Bitcoin ETFs.
Meanwhile, Ethereum ETFs also saw positive net flows, with about $130 million in a single day, indicating broad interest in major crypto assets. Vincent Liu, chief investment officer at Kronos Research, noted that fund movements are closely tied to macroeconomic improvements. The latest U.S. Consumer Price Index data shows inflation continues to decline, reinforcing expectations of a policy shift this year, which benefits risk assets like Bitcoin.
Additionally, progress in U.S. legislative review of crypto market structure bills has improved policy outlooks. Overall, clearer regulation boosts institutional confidence in entering crypto markets.
Price-wise, over the past 24 hours, Bitcoin has risen about 3%, trading above $94,000; Ethereum has gained over 6%. Liu pointed out that this rally is driven more by spot demand, with ETF absorption of Bitcoin exceeding new supply from miners, forming a medium-term structural positive.
In summary, large-scale ETF fund inflows, coupled with macro and regulatory improvements, suggest the market is gradually recovering from previous adjustments, with institutional strength becoming a key support factor for the 2026 crypto market.
Crypto custody startup BitGo plans to raise up to $201 million through an initial public offering (IPO) in the U.S., offering 11.8 million shares at a price range of $15 to $17 per share.
Performance-wise, the prospectus shows that in the first nine months of 2025, BitGo’s revenue was about $10 billion, a significant increase from about $1.9 billion in the same period last year. Net profit was approximately $35.3 million, with net income attributable to shareholders around $8.1 million. In the same period last year, net profit attributable to the parent was $5.1 million. As of September 30, 2025, BitGo’s platform managed assets worth about $104 billion, supporting over 1,550 digital assets. The company projects full-year 2025 revenue to be between $16.02 billion and $16.09 billion.
Founded in 2013, BitGo is one of the largest crypto custody firms in the U.S. As institutional interest in crypto assets grows, its role in storing and safeguarding digital assets becomes increasingly important. Goldman Sachs and Citigroup are acting as lead underwriters for this offering. BitGo plans to list on the New York Stock Exchange under the ticker “BTGO.”
Dogecoin (DOGE) surged significantly on buying support, rising nearly 9% intraday to around $0.14, successfully breaking out of a weeks-long downtrend. Overall, despite divergence among major crypto assets, DOGE’s trading volume has sharply increased, with speculative capital returning as a key driver of this rebound.
Market background shows that early 2026 meme coin sector activity is rising. In an environment where Bitcoin remains range-bound and liquidity is unevenly distributed, some traders are shifting to high-volatility, high-elasticity assets for short-term opportunities. Data indicates that DOGE and meme coins like Pepe lead the sector’s gains, with overall market cap and trading volume rebounding, showing that funds are rotating across the meme coin sector rather than concentrating on a single token.
Sentiment-wise, risk appetite is improving. Some market observers note that when macro catalysts are limited and mainstream assets lack direction, meme coins tend to attract short-term capital more easily. However, such rallies are also highly volatile, with leverage and momentum-driven surges potentially reversing quickly.
Technically, DOGE rebounded from about $0.136 in the past 24 hours, breaking through a descending trendline that had previously suppressed prices, forming a stage of structural improvement. Volume increased notably during the breakout, indicating the move is not just a liquidity pulse. After touching around $0.14, the price pulled back but remains above key support levels, showing buyer support at higher levels. DOGE also re-approached its 50-day moving average, which some short-term traders see as a trend stabilization signal.
Overall, DOGE’s recent rise mainly reflects sentiment and position shifts rather than fundamental changes. The key to future movement is whether it can hold above $0.138–$0.14. If it stabilizes in this zone, further tests of $0.15 are possible; if it falls below support, the rebound could quickly fade. Given the current market sentiment remains uncertain, DOGE remains a sensitive indicator of risk appetite shifts.
Sources reveal that Pakistan has reached a cooperation agreement with an entity affiliated with World Liberty Financial to explore launching a USD-pegged stablecoin, to be used in cross-border payments and compliant digital payment systems. This development is seen as a significant case of sovereign participation in stablecoin applications and marks a key step for Pakistan’s digital finance ambitions.
The agreement involves World Liberty’s USD stablecoin (pegged at 1 USD), planned to operate under Pakistan’s central bank regulatory framework. Insiders say World Liberty will collaborate with the State Bank of Pakistan to integrate the stablecoin into the local regulated digital payment infrastructure, enabling interoperability with existing financial systems and future central bank digital currency (CBDC) frameworks, focusing on cross-border settlement and remittances.
Background-wise, this is one of the first public disclosures of cooperation with a sovereign nation since World Liberty launched its crypto financial platform in September 2024. Meanwhile, ongoing policy and economic interactions between the U.S. and Pakistan continue to evolve, providing a practical foundation for such fintech collaborations. Insiders add that the agreement may be announced during CEO Zach Witkoff’s visit to Islamabad.
Overall, stablecoins anchored to the dollar have seen increasing roles in global payments, settlement, and financial infrastructure over recent years. During Trump’s administration, the U.S. Federal government introduced a series of crypto-friendly policies, encouraging countries to reassess the potential of stablecoins within compliant financial systems.
For Pakistan, developing digital currency and stablecoin applications is practically meaningful. The country relies heavily on overseas remittances as a major foreign exchange source, and reducing cross-border payment costs and improving settlement efficiency are policy priorities. Previously, the State Bank of Pakistan announced plans for a digital currency pilot and legislative steps for virtual asset regulation.
If this USD stablecoin project proceeds smoothly, Pakistan could become one of the earliest emerging markets to achieve compliant stablecoin adoption in 2026, providing a new case study for integration of stablecoins into sovereign financial systems.
Ethereum co-founder Vitalik Buterin revisited the 2014 blockchain vision on social media: the original idea was to create permissionless decentralized applications supporting finance, social media, shared mobility, governance, crowdfunding, and more, potentially building a completely different alternative network based on a set of underlying technologies. Over the past five years, this core vision has sometimes become blurred, with various “meta-narratives” and “themes” dominating at times. But the core vision has never disappeared. In fact, the underlying technology supporting this vision is becoming increasingly powerful.
Vitalik stated that in 2014, decentralized applications were just toys, and using them was hundreds of times more difficult than in the Web 2.0 era. By 2026, Fileverse will be user-friendly enough that he can frequently use it to write documents and share with others for collaboration. The decentralized renaissance is imminent, and you can be part of it.