If you bought 10 million RMB when VISA went public, today it’s worth 2.8 billion (including stock splits), with an annualized compound return of 20.5% per year.

Just the annual dividends amount to one-quarter of the original investment each year!
But over these nearly 20 years, there have been 8 major crashes, such as during the pandemic when it dropped 37% in one month. If you hadn’t sold at that time, your paper gains would have evaporated by 75 million, but six months later, it fully recovered.
Holding good stocks for 20 years yields astonishing returns.