Honestly, more and more people are realizing that stablecoins are the true killer app on the chain. Those fancy public chains and DeFi ecosystems? They’re far less reliable than a trustworthy stablecoin that operates steadily.

How powerful is the idea of turning the US dollar into a programmable asset? 24/7 nonstop transfers, cross-border movements as fast as sending a message, and access to various DeFi arbitrage opportunities. Sounds perfect, right? But reality often hits hard.

The real trouble lies here—once stablecoins support on-chain operations like trading, collateralization, and market making, they also have to shoulder the heavy responsibilities of daily payments and cross-border clearing. These two demands are fundamentally at odds for the underlying network. General-purpose public chains want to do everything and can handle anything, but end up doing nothing deeply. When stablecoins need to scale up for large-scale payments, this problem explodes.

Transaction fees are like a roller coaster—just a few cents normally, but during peak times, they can skyrocket to several dollars. Congestion causes confirmation delays. What’s the most frustrating? Users have to buy gas tokens before transferring. In DeFi, everyone’s used to this setup, but what if it’s for everyday spending? Can you imagine having to deal with a bunch of unfamiliar tokens just to pay your friends in USD?

That’s why some are starting to think that stablecoins need their own dedicated clearing chain. Don’t compete with other assets; focus solely on stablecoins like USDT—reduce friction costs and improve clearing efficiency. Specialization is key, and that’s exactly what this is about.