Is your BTCB still gathering dust in your wallet? You might be missing out on a stable cash flow of 20% annually.

Most Bitcoin holders are typical "HODLers"—buying BTC and holding for ten years, hoping to get rich someday. But honestly, this "coldly holding" strategy has an outrageously high opportunity cost. Imagine if there was a way to keep your BTC while also making it appreciate?

Within the ListaDAO framework, BTCB is no longer just a digital asset; it becomes an **"unlimited low-interest credit card"**. Sounds a bit exaggerated? But that's the magic of **Carry Trade**.

Here's how it works in practice:

Step one, you deposit your BTCB into ListaDAO as collateral. Step two, using a very low borrowing cost (currently 1%-2%), you mint stablecoins like lisUSD—this interest rate is a "system subsidy" the protocol offers to expand liquidity. Step three, exchange the lisUSD for USDT or other stablecoins and invest in financial products on top-tier exchanges. During active market periods, these financial products often yield an annualized return of 15%-25%.

**Numbers speak**: Suppose you collateralize 1 BTCB and borrow 30,000 lisUSD. The annual borrowing cost is only $300 (30,000×1%), but the investment income can reach $6,000 (assuming a 20% average return), netting you $5,700. In other words, you haven't sold your BTC or missed out; just by "carrying" this simple operation, you make a profit out of thin air.

Why does this opportunity exist? Because the market is segmented—on-chain lending protocols are desperately releasing liquidity, while centralized platforms are aggressively absorbing it. Your role is to be the "arbitrage carrier" on both sides, collecting the tolls.

Of course, every strategy carries risks. Make sure to do your homework before attempting any operations.