Cross-border investment has a longstanding challenge: international remittances are both expensive and slow. Traditional US dollar wire transfers not only take several days but also go through multiple correspondent banks, incurring high fees, and are limited to banking hours. How many people have been blocked from quickly entering the global market because of this?

Recently, a noteworthy change has occurred. On January 15, a well-known brokerage in the US stock market announced support for stablecoin deposits. Eligible clients can now transfer USDC directly, and the system automatically converts it into USD upon receipt. This seemingly simple functional change actually breaks the time constraints of traditional finance.

What’s the biggest advantage? Speed. On-chain settlement is inherently fast; funds arrive within minutes, allowing traders to start immediately. Plus, it operates 24/7, including weekends and holidays, no longer restricted by banking hours. Imagine a sudden market move—you don’t have to wait until Monday morning to act.

The underlying logic is to address the real pain points of international investors. Traditional remittances via correspondent banks involve more restrictions, especially outside the US. Stablecoins offer a new approach—near real-time on-chain settlement, completely unrestricted by geography and time. Customers transfer USDC from their crypto wallets, partners receive it in secure custody accounts, and it’s automatically converted into USD. The entire process is transparent, secure, and clear.

What does this mean? It means investors can now deploy their strategies across more than 170 global markets with greater flexibility. Deposit times are no longer a bottleneck; speed of response becomes a true competitive advantage.