Unlike traditional financial floating interest rate models, these lending protocols adopt a fixed interest rate as the core design. What does this mean? Borrowers can lock in financing costs in advance without worrying about sudden interest rate hikes; lenders can also predict their return levels in advance. Both parties are freed from the uncertainty caused by market fluctuations, making the transaction relationship more transparent and controllable. Financial activities return to their essence—stability and predictability.
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MoonRocketman
· 7h ago
The fixed interest rate trick is just transferring market volatility risk into the contract—it's a game for the smart ones... Forget it, I'll wait until the RSI drops back from the overbought zone.
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DeFi_Dad_Jokes
· 17h ago
A fixed interest rate sounds good, but when you're consistently losing in a bear market, who still cares about transparency and controllability?
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BearEatsAll
· 17h ago
Fixed interest rates sound comfortable, but can they really stay stable? History tells me that fluctuations are the norm.
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HalfPositionRunner
· 18h ago
Fixed interest rates sound good, but in reality? When the market fluctuates, we still have to renegotiate.
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GasFeeCrier
· 18h ago
A fixed interest rate sounds great, but who will guarantee that the protocol itself won't collapse?
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SybilAttackVictim
· 18h ago
Fixed interest rates sound good, but how many times can they truly remain stable...
Unlike traditional financial floating interest rate models, these lending protocols adopt a fixed interest rate as the core design. What does this mean? Borrowers can lock in financing costs in advance without worrying about sudden interest rate hikes; lenders can also predict their return levels in advance. Both parties are freed from the uncertainty caused by market fluctuations, making the transaction relationship more transparent and controllable. Financial activities return to their essence—stability and predictability.