By 2026, stablecoins have long become a key vehicle for global capital flows. Daily transfer volumes surpass trillions, from employee salary payments to cross-border remittances and supply chain settlements, stablecoins are everywhere. The problem is that the current on-chain payment experience is still a mess—fees often skyrocket, transaction confirmations are painfully slow, and the worst part is you have to hold native tokens first before moving your USDT.

This is why some are directly taking action at the protocol layer. Instead of building another general-purpose public chain, they are designing a dedicated Layer 1 from scratch specifically for stablecoin payments. By re-optimizing the consensus mechanism, this chain reduces final confirmation times to sub-second levels, and truly zero-fee transfers become standard—crucially, users don’t need to hold any native tokens at all, and can pay fees directly with USDT or USDC. This is what "paying with stablecoins using stablecoins" really means.

Such an overhaul triggers a chain reaction. Custom Gas tokens allow users to completely eliminate the routine of "buying gas first, then transferring"; EVM compatibility means developers can seamlessly migrate existing contracts and quickly launch payment applications; native BTC bridging opens a window for Bitcoin liquidity without any custodial intermediaries; future privacy transaction roadmaps will enable transaction amounts to be public while transaction sources remain anonymous, ensuring compliance and privacy protection.

The ecosystem is also expanding—integrated stablecoin banking solutions enable enterprises to operate on-chain USD as easily as using an app, signaling a true transformation of payment infrastructure.