2026-01-16 18:30:04

Bitcoin's monetary system is being constructed in distinct layers, each serving a specific function in the ecosystem.

Layer 1 represents digital capital itself—Bitcoin ($BTC) as the base settlement asset. Layer 2 introduces digital credit infrastructure, where projects like $STRC enable lending and credit mechanisms on top of Bitcoin's security. This builds the financial plumbing.

Layer 3 is where things get interesting: the emergence of digital money designed for everyday use. Enter $BUCK—a yield-bearing Bitcoin Dollar savings vehicle that's already operational. It bridges the gap between Bitcoin's store-of-value properties and the practical need for a medium of exchange.

Connect these dots and you're watching Bitcoin's monetary stack mature from raw asset → credit system → usable currency. Each layer builds on the last, creating a self-reinforcing ecosystem.

BTC-0,26%

BUCK-0,79%

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OffchainWinner

· 15h ago

I like the idea of progressive steps, but honestly, can $BUCK handle daily payments? It still seems to depend on the user experience.

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SleepyValidator

· 15h ago

Layered architecture, huh? Sounds good, but actually implementing it is another matter.

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LiquidityWizard

· 15h ago

Layered construction of this logic sounds good, but the real test is still adoption.

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PerennialLeek

· 15h ago

To be honest, this layered logic sounds quite clear, but can $BUCK really solve practical payment issues? It still feels more like praise than actual adoption.

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TradingNightmare