Stablecoin payments have been stuck on two old issues: slow transfers and high fees. A recent new blockchain idea is quite interesting—simply design stablecoin settlement as a core business, optimizing directly from the underlying architecture.

This blockchain's technical solution is quite hardcore. First, it is fully compatible with EVM, which means applications in the Ethereum ecosystem can migrate seamlessly without redevelopment. The consensus mechanism uses PlasmaBFT, enabling sub-second finality confirmation. The transfer interface is particularly aggressive—USDT transfers have zero fees and can prioritize Gas fees. The Bitcoin anchoring design enhances security and censorship resistance.

Performance data looks truly impressive: 0.8 seconds to arrive, which is 500 times faster than SWIFT. The zero-fee feature directly activates micro-payment scenarios; small cross-border transactions that were previously impossible now have a solid foundation.

From an application perspective, this solution targets two user groups—retail users needing cheap and fast personal remittances, and financial institutions requiring compliant and efficient clearing and settlement tools. The global stablecoin market is currently around 250 billion, with many national institutions in talks to connect. Once this kind of infrastructure is deployed, the cost structure of cross-border payments could really be rewritten.