The US M2 money supply has skyrocketed to $26.7 trillion by the end of 2025—this figure has broken historical records. In other words, in just two and a half years, market liquidity has increased by $4 trillion out of thin air, averaging $120 billion per month being injected into the economy.

It sounds crazy, but this is the reality. Although these new funds mainly flow into bank deposits and money market funds, what’s the problem? The purchasing power of the dollar is shrinking at an unprecedented rate.

You might ask, what does this have to do with me? Just look at why asset prices around us keep rising and you’ll understand. Houses, stocks, cryptocurrencies—these things aren’t appreciating out of thin air; they’re just protecting themselves in this massive liquidity flood. And what about the fiat currency in your hands? It’s being diluted to the point of collapse by this "wholesale" level of issuance.

The real issue now is: relying on wages to outpace money printing is simply unrealistic. Look at this straight-line upward trend in the currency curve, and you’ll understand where the capital will flow next.

Instead of obsessing over interest income, think about how to allocate hard assets. Whether it’s BTC, SOL, or other inflation-resistant options, the key is to find something that truly preserves value amid this flood of liquidity. The era of asset scarcity has arrived; the question is, are you ready?