The stablecoin funding landscape is shifting. Major brokerages are now rolling out 24/7 deposit capabilities using stablecoins as rails, cutting through traditional wire transfer friction. USDC is already live, with Ripple USD and PayPal USD following suit through infrastructure partnerships. The mechanic is straightforward: deposits hit your account instantly, auto-converting to fiat without the delays and fees tied to conventional banking channels. What's driving this? The stablecoin market cap just crossed $310B—a signal that these assets have moved from niche to critical infrastructure. For traders, this means tighter execution windows and lower entry friction. The real play here is watching which platforms can scale this without compliance headaches.