In the past two years, a very clear feeling has emerged: stablecoins have completely evolved into something else.



They are no longer just a tool for DeFi import and export, nor are they merely a supporting infrastructure for traders. Now, what stablecoins are doing is real-world work—payroll for companies, cross-border transfers, merchant settlements, and in some places, even serving as an "alternative" outside the local currency.

But the problems that come with this are also evident: we are using public chains designed for complex financial operations to handle a very basic need—stability, smoothness, and uninterrupted service. This mismatch is quite apparent.

That's why some teams are starting to think in reverse: instead of modifying existing public chains, they ask a more straightforward question—if we were to design a chain from scratch specifically for stablecoin settlement, what would its architecture look like?

On the surface, the technical choices don't seem extraordinary. EVM compatibility, Reth clients, PlasmaBFT consensus—these components are all quite standard when considered individually. But once integrated into the core requirement of "stablecoin settlement," everything becomes clearer.

Because the biggest concern in settlement isn't how high the throughput numbers are, but rather uncertainty. When will the money you sent actually be settled? Is it possible for it to be reversed? Could it get stuck at some point? The significance of sub-second finality lies here—it directly addresses the most critical trust issue in settlement.

Even more interesting is the design thinking at the application layer. Prioritizing stablecoins as the top priority is even reflected in the gas mechanism. Paying transaction fees with stablecoins, and even having more optimized fee schemes—these seemingly small changes actually reinforce the positioning of "stablecoin settlement" at the product level.
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BearMarketBuildervip
· 23h ago
Using stablecoins as real payment tools—this idea is indeed insightful. Now finally someone is taking this seriously. --- The finality at the millisecond level is truly the core; otherwise, cross-border transfers still have to wait, and what’s the point of calling it stable? --- Alright, another new chain—bet it can survive for a year? --- Settling gas fees with stablecoins—this detail is handled well, at least users won’t have to keep swapping currencies. --- Basically, it's a dedicated chain for dedicated use—much better than those chains that try to do everything. --- Settlement needs have been neglected for too long; someone should really focus on doing this properly.
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pvt_key_collectorvip
· 23h ago
Finality really hits the pain point; it's much more useful and visually appealing than just TPS numbers.
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CryingOldWalletvip
· 23h ago
Basically, stablecoins are finally getting serious, and the old guys like Bitcoin are probably feeling a bit nervous now.
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SnapshotDayLaborervip
· 01-16 17:53
Really, stablecoins are now working on financial infrastructure rather than just being tools for trading coins. A differentiated design approach, building a chain from scratch to meet settlement needs, is truly brilliant. Sub-second finality primarily addresses trust costs, which is much more meaningful and useful than just focusing on throughput numbers. Paying gas fees with stablecoins is actually a victory of product logic.
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RugPullSurvivorvip
· 01-16 17:51
This idea is indeed brilliant. Stablecoins should originally follow the payment route. Using a dedicated chain for settlement eliminates all the flashy stuff, it's truly healing. I'm impressed with paying gas fees with USDC; finally someone got the priority right. By the way, is this the new project I heard about? How is the initial deployment going?
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Whale_Whisperervip
· 01-16 17:45
Stablecoins as a payment track, sooner or later, will have a dedicated chain to handle this, no suspense. Really, instead of messing around with those flashy public chains, it's better to honestly build a dedicated settlement chain, which is much cleaner. To put it simply, settlement requires sub-second latency, no room for any uncertainty. Once you understand this, everything becomes clear. Using stablecoins to pay for gas fees? That's true product thinking, much more appealing than just focusing on throughput numbers. This wave of logic is actually nibbling away at the traditional banking sector, which is quite interesting.
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