Cross-border payments might just be the most compelling use case for stablecoins in the near term. Think about it—instant settlement, minimal fees, no intermediaries. Whether it's remittances, B2B transactions, or everyday international transfers, stablecoins are already proving their worth where traditional systems drag their feet. The infrastructure's getting better, adoption's accelerating, and more institutions are waking up to the efficiency gains. This isn't speculation; it's happening now.