Recently, the crypto world has staged another classic drama. A leading exchange announced at 4:00 PM the launch of a stablecoin U investment product, with a personal cap of 20,000 participants. Once the news broke, the market immediately exploded. A large number of investors frantically sold their USD1 holdings to buy U, causing a sharp drop in USD1 and a surge in U’s price. The entire scene felt like a "miss this wave and you’ll lose a hundred million."

Then, at 4:00 PM, everyone excitedly opened the investment page only to be slapped with a harsh reality—the current flexible deposit interest rate is 0.05%. This figure, let alone beating inflation, even falls short of bank savings interest. The previously hyped "high-yield benefits" in the market instantly collapsed.

What’s more painful is for those rushing to sell USD1. They overlooked a detail: USD1 is currently involved in a 20% annualized investment activity and can enjoy another 10 days of returns. Simple calculation: with a principal of 10,000, a 20% annualized yield over 10 days amounts to 54.8 yuan. Meanwhile, the newly launched 0.05% annualized rate yields only 5 yuan in a year. This is what you call "losing a watermelon to pick up sesame seeds"—and even the sesame seeds weren’t caught.

Such irrational operations driven by short-term news are common in the crypto market. Behind chasing gains and avoiding losses is essentially a collective anxiety among market participants. A single piece of news can trigger a herd mentality, yet few stop to compare basic returns. True profit is never made by those driven by short-term stimuli, but by those who remain calm and rationally evaluate returns. This wave of actions has sounded an alarm for everyone.