2026-01-14 12:31:36

Recent major developments in the crypto market over the past week more or less indicate that the integration between traditional finance and Web3 is becoming increasingly close.

Starting with Korea, KB Kookmin Bank—one of Asia's top financial institutions—is actually preparing a patent for a stablecoin credit card. What does this mean? Fiat on/off ramps are no longer a pain point; users can directly interact with crypto assets through payment cards. This approach of entering Web3 via payment cards is a first in traditional banking circles, and it’s likely to elevate the convenience level in the Asian market to a new stage.

There are also developments in Europe. Ripple has received preliminary approval for a Luxembourg EMI (Electronic Money Institution) license, and currently XRP is maintaining a high level around $2.10. The market seems quite optimistic about its expansion into European payments. From regional payments to cross-border clearing, Ripple’s licensing progress is indeed pushing forward.

Looking at the US, Franklin Templeton announced that its money market fund is ready to align with the new GENIUS Act blockchain legislation. This means the on-chain channels for RWA (Real-World Assets) are further opening up, expanding the possibilities for traditional asset securitization and on-chain circulation.

From payment cards and regulatory licenses to asset onboarding, the direction of institutional deployment is quite clear—Web3 infrastructure is being completed, fiat channels are being optimized, and the gates of traditional finance are truly opening.

XRP0,46%

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RugpullSurvivor

· 8h ago

The banks have really entered the market now, this is no longer just about hype.

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TopBuyerBottomSeller

· 8h ago

Bro, this wave is really fierce. Once KB's stablecoin card is out, the problem of deposits and withdrawals will truly be solved. XRP is almost three years old, and EMI licenses are just handed out like this? Europe is really opening the window. We've been talking about RWA on-chain for two months. Franklin is serious this time; traditional finance folks just can't hold on anymore. The current question is whether these positive news can truly translate into a push for the coin price. Don't let it be another fleeting trend with no follow-up. The entry of traditional finance is a good thing, but don't forget the original intention of decentralization.

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WhaleInTraining

· 8h ago

KB's approach is quite aggressive, directly addressing the pain points of deposits and withdrawals with stablecoin credit cards. Asia is about to take off.

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DaoTherapy

· 9h ago

Whoa, KB is working on stablecoin credit cards? Asia is really about to take off now. --- XRP has risen again... Ripple's license progress is truly impressive. --- RWA is really coming, traditional finance old-timers are finally no longer hiding. --- With efforts from three regions simultaneously, this wave definitely feels different. --- Payment cards + licenses + asset on-chain, a combined attack has been launched. --- KB's move was quite something; fiat currency deposits and withdrawals are finally no longer a nightmare. --- Following Franklin's lead, we know this matter is reliable. --- Infrastructure improvements are just around the corner; we've been waiting for this day for a long time.

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