2026-01-14 03:30:49

Recently, the Senate Banking Committee has been pushing forward a crypto market structure bill, and industry insiders warn that this draft could cause significant trouble. In simple terms, the U.S. Treasury Department may gain unprecedented powers—including the ability to directly freeze digital asset transactions without court approval.

What does this mean? Some compare it to the largest expansion of surveillance powers since the 2001 Patriot Act. DeFi sectors should pay particular attention, as regulatory intensity could reach this level.

The core of the draft is to grant the Treasury Department broader "special measures" authority. In other words, regulatory discretion would be significantly increased. For exchanges, wallet providers, and even on-chain applications, this could mean major adjustments to operational rules.

This is not just a policy document change but a direct impact on the operational logic of the entire crypto ecosystem. Market participants need to closely monitor subsequent developments.

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FromMinerToFarmer

· 4h ago

Here we go again, Americans really can't sit still... --- This time it's over, is DeFi really going to fail? --- Freezing without court approval? How is this different from robbery? --- Here comes the Patriot Act again, history really is repeating itself. --- If this passes, what are we still playing for? --- With broad discretionary power, regulatory agencies can do whatever they want. --- I've been saying not to trust American promises for a long time, and now it's come true. --- What about on-chain applications? This is simply a disaster. --- I just want to know when Europe will follow suit, that would be true despair. --- Everyone stay still, let's watch America self-destruct.

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AirdropF5Bro

· 4h ago

Hmm... Another asset freeze? I’ve been saying all along that decentralization is the real way out. --- This time DeFi is really in trouble. The US Treasury is trying to take full control. --- Freezing assets without court approval? How is that different from dictatorship? Wake up, everyone. --- The Patriot Act is now being applied to the crypto world. This is too outrageous. --- Exchanges need to be even more cautious now; they could be shut down at any time. --- Basically, they just want to control all our money—typical power expansion. --- What about on-chain applications? Change these rules and everything could collapse. --- Just wait, regulation is never-ending. --- Special measures authority? Sounds like they’ve been given a blank check to freeze accounts at will. --- I just want to know when this will finally pass. It’s really getting on my nerves.

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Whale_Whisperer

· 4h ago

Another wave of regulatory conspiracy theories, is this really the end? Something's off, does the Treasury want to freeze directly? That's outrageous... DeFi really should shift away from the US, the situation feels increasingly tight. Wait, is this real or just another wave of FUD? It depends on how the specific bill is written. Uh... the US is playing big now, those holding tokens need to think of a way. Using the Patriot Act tactics to target crypto? Are these people serious? Putting politics aside, purely from a risk perspective, it's indeed time to diversify.

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BearMarketMonk

· 4h ago

Another wave? The Ministry of Finance directly freezing, what's the difference from having no rule of law? --- But looking at it from another angle, this thing might actually boost the demand for on-chain privacy coins. --- The Patriot Act set, now they want to do it again. Behind the capitalist smile are knives. --- DeFi needs to move off-chain quickly; this time, decentralization is really happening. --- Wait, this hasn't taken effect officially yet, it's surprising if the Senate's approval is enough. --- I just want to know how Ethereum and Bitcoin will respond. They can't just sell off, right? --- That's why we said not to go all-in on CEXs back then. Now you understand, right? --- If the US really does this, will other countries still rush to get a piece of the crypto market? --- Black swan again, policy risks, never-ending.

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ProofOfNothing

· 4h ago

Coming again? Is the US planning to completely take over the crypto market? But to be honest, this move is even more aggressive than the Patriot Act... They can freeze assets without going through the courts? Who can stand this? DeFi might have to change careers.

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DaoDeveloper

· 5h ago

ngl this treasury power-grab feels like they're just copying the patriot act playbook but making it worse... no court approval needed? that's wild. the discretionary authority angle is what keeps me up at night tbh – turns the entire composability of defi into a game of regulatory roulette. we need to start mapping out the game-theoretic implications before this becomes law fr

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