The Korea Financial Services Commission(FSC)'s recent decision is a major industry event—public companies and professional investors are now officially allowed to participate in cryptocurrency trading. This is not a pilot program but a significant breakthrough at the institutional level.

Let's look at the numbers first. About 3,500 eligible companies are approved to invest using 5% of their own capital. At first glance, the proportion isn't large, but when you combine the funds of these companies, we're talking about a potential liquidity of trillions of dollars.

An even more interesting restriction is: these institutional investments can only buy cryptocurrencies ranked in the top 20 by market capitalization on Korea's five major exchanges, and this list is updated every six months. In other words, altcoins are basically out of the picture. Funds will be forced to flow into blue-chip cryptocurrencies like BTC and ETH.

The true implication of this policy is—market segmentation is about to intensify. The new institutional liquidity won't be evenly distributed but will create a "Matthew Effect," where the strong get stronger. For retail investors, the current question becomes very practical: do the coins you hold have a chance to enter that constantly updated top 20 list? If not, a new wave of capital may have nothing to do with you.