Revolut stablecoin payments surge by 156%, a shift in traditional fintech towards crypto

Fintech company Revolut’s stablecoin payment data in 2025 has reshaped industry perceptions. According to the latest news, its platform’s stablecoin payment volume increased by 156% year-over-year, reaching $10.5 billion, with a growth rate approximately four times that of overall payments. This is not only an impressive figure but also reflects a deeper trend that stablecoins are transitioning from investment assets to everyday payment tools.

Accelerated Adoption of Stablecoin Payments

Data Evolution from Niche to Mainstream

Revolut’s platform has seen a rapid leap in the proportion of stablecoin payments. The share of stablecoin payments in total platform transactions has risen from about 0.3% in 2024 to 0.583% in 2025, doubling in size. Behind this surge is the rapid release of actual user demand for stablecoins.

Even more noteworthy is the monthly growth trajectory of transaction volumes. In January 2025, the monthly stablecoin transfer volume was $642 million, increasing to $1.2 billion by December. As of early 2026, the total stablecoin transfer volume on Revolut has exceeded $15 billion.

Daily Payments Become Core Use Case

Data shows that stablecoin transfers with amounts between $100 and $500 are the most common, accounting for 30% to 40% of total transactions. This transaction size range aligns with typical daily payment scenarios—cross-border transfers, online shopping, splitting bills with friends, and other medium-scale transactions. This indicates that users have shifted stablecoins from an investment tool to a practical payment method.

Choice of Blockchain Infrastructure

In terms of underlying infrastructure for stablecoin payments, Ethereum handles over two-thirds of the volume, with Tron accounting for 22.8%, ranking second. This distribution reflects Ethereum’s dominant position in the stablecoin ecosystem, while Tron’s low-cost, high-speed features have also gained substantial application in payment scenarios.

Strategic Shift in Traditional Fintech

Revolut’s Crypto Adoption

As a leading company in traditional fintech, Revolut’s emphasis on stablecoin payments is noteworthy. The company has obtained a MiCA (Markets in Crypto-Assets Regulation) license, meaning its stablecoin payment operations are recognized and regulated at the EU level.

According to industry sources, traditional financial institutions like BlackRock are also beginning to view stablecoins as foundational infrastructure for payments and settlements. This industry consensus further validates the value of stablecoin payments. Market rumors suggest Revolut may launch a USD stablecoin this year, further strengthening its position in the payments space.

Industry Significance

Revolut’s stablecoin payment growth is not an isolated phenomenon but reflects the broader acceptance of crypto technology within the payments industry. A mainstream fintech platform with millions of users experiencing a stablecoin payment growth rate four times that of overall payments indicates that stablecoins have found their place in real-world, medium-value transactions.

Future Focus Areas

Based on current data, the growth potential of stablecoin payments has yet to be fully realized. The following areas warrant ongoing observation:

• Whether Revolut will launch its own USD stablecoin and its impact on the payment ecosystem
• Whether more traditional fintech companies will adopt stablecoin payment features
• How regulatory frameworks (such as the implementation of MiCA) will promote stablecoin payment growth
• Changes in penetration rates of stablecoin payments across different regions and user groups

Summary

Revolut’s data demonstrates a significant shift: stablecoins are evolving from tools for crypto enthusiasts into practical payment methods for ordinary users. While a 156% growth rate is impressive, the more critical takeaway is the market recognition reflected behind it—users are actively voting with their real behaviors, and stablecoins now hold tangible value in daily, medium-value payments. The adoption by traditional fintech companies, the refinement of regulatory frameworks, and user education are collectively driving stablecoin payments from niche to mainstream.