Regarding the actual returns on stablecoin investment products, I want to share my personal opinion.
Some platforms promote that depositing stablecoins can earn an APR of 5-15%, and active traders are even claimed to reach 50%. It sounds good, but there are hidden issues. The seemingly attractive numbers often hide the real conditions needed to achieve such high returns.
My view is straightforward—don't be fooled by the APR numbers alone. The sources of income in decentralized finance are mainly a few: transaction fee sharing, lending interest, or platform subsidies. Once these sources dry up or decrease, high returns become a fleeting illusion. Therefore, when choosing stablecoin investment products, it's essential to understand the sustainability of the returns, rather than being attracted by superficial data.
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Regarding the actual returns on stablecoin investment products, I want to share my personal opinion.
Some platforms promote that depositing stablecoins can earn an APR of 5-15%, and active traders are even claimed to reach 50%. It sounds good, but there are hidden issues. The seemingly attractive numbers often hide the real conditions needed to achieve such high returns.
My view is straightforward—don't be fooled by the APR numbers alone. The sources of income in decentralized finance are mainly a few: transaction fee sharing, lending interest, or platform subsidies. Once these sources dry up or decrease, high returns become a fleeting illusion. Therefore, when choosing stablecoin investment products, it's essential to understand the sustainability of the returns, rather than being attracted by superficial data.