2026-01-13 13:31:58

By 2025, the yield-bearing stablecoin sector is expanding rapidly, with 88 mainstream yield-bearing stablecoins launched so far. These products cover multiple sub-sectors including crypto asset collateralization, real-world asset tokenization (RWA), lending protocols, and hybrid strategies, forming a rich ecosystem matrix.

This wave clearly reflects that on-chain yield mechanisms are increasingly favored by investors. But it also exposes problems: the sector is becoming more fragmented, with various yield models mixed and risks and opportunities coexisting. Some projects are innovating in their models, while others' stability remains to be tested. For investors, choosing the right yield-bearing stablecoin requires more cautious evaluation, and they should not focus solely on the yield percentage. The DeFi market is evolving rapidly, and the yield-bearing stablecoin niche also needs continuous observation.

RWA12,04%

DEFI-1,33%

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POAPlectionist

· 01-13 14:01

88 kinds? That's crazy, no one can tell the difference haha The higher the yield, the more dangerous it is. Why is this so hard to understand? In an era of mixed fish and dragons, you gotta keep your eyes peeled, guys It's another fragmented hell, probably going to hit a mine again But RWA really has some imagination space, just worried that the project team will let us down

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MetaverseMigrant

· 01-13 13:55

88 types? Oh my, with so many options, it's actually easier to fall into traps. The returns look attractive, but do you really dare to go all-in? With both RWA and lending, it feels like a gamble on who will survive last. This round of stablecoin yield farming is really just FOMO; don't be brainwashed by the numbers. In a chaotic track, how many of the 88 projects can be truly trustworthy? Being cautious is not wrong, but over-cautiousness can also cause missed opportunities, which is also a loss. Another fragmented niche track—will there be a reshuffle in the end? It looks lively, but with so many options, it actually makes choosing more difficult...

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CountdownToBroke

· 01-13 13:53

88 kinds? Oh my, what time is it and you're still疯狂 investing... I don't dare to touch the high-yield ones; there's a 99% chance they're a scam. Fortunately, I've already given up, so I don't have to worry about these every day. No matter how diverse the tracks are, it doesn't change the fact that most of them are empty.

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AirdropNinja

· 01-13 13:53

88 kinds? Oh my, when should I choose? It feels like all just follow-the-trend projects. With such high returns, I really dare not touch it, afraid it might run away one day. Interest-bearing stablecoins, they look appealing but the waters are too deep. By the way, has anyone really made money, or is everyone just self-hyping? The saying that there's a mix of fish and dragons is true; investing requires more care than choosing a wife. People who only focus on returns will eventually suffer losses. Wake up, everyone. Fragmentation + not knowing who will survive until next year, I still prefer to stay on the sidelines.

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