2026-01-13 13:29:44

Having been in the crypto space for six years and repeatedly falling into pitfalls, I gradually realized a truth— you cannot control the market's ups and downs, but you can completely manage your positions and mindset.

My investment framework is actually very simple: fixed monthly USDT accumulation and dollar-cost averaging, only entering the market in batches at key support levels to buy spot assets. I rarely use leverage; when I do, it's mainly to accumulate chips. Leverage in a bull market should be reserved for cashing out, not chasing highs. Daily review and cross-cycle reading have become my habits—bear markets are learning windows, and bull markets are the time for action.

All the painful lessons from the past six years have now become my operational discipline. First, I will never be fully invested; at most, I allocate 20% of my total assets, with the remaining USDT kept idle to reserve ammunition for extreme market conditions. Second, I would rather miss an upward wave than chase highs; market opportunities always cycle back, there's no need to rush on this train. Dollar-cost averaging may seem against human nature, but if you stick to it, you'll find that time is truly the best friend.

"When the tide goes out, prepare your boat; only when the tide rises can you set sail," I feel this saying especially now. A bear market is not a curse; rather, it is an opportunity left for the patient. Whether you can seize this gift depends on whether you are truly executing your plan. I will continue to record weekly actual dollar-cost averaging results. If you are also silently persisting, why not witness the power of discipline together in this cycle?

View Original

This page may contain third-party content, which is provided for information purposes only (not representations/warranties) and should not be considered as an endorsement of its views by Gate, nor as financial or professional advice. See Disclaimer for details.

13 Likes

Reward
13
5
Repost
Share

Comment

0/400

StakeHouseDirector

· 01-13 13:59

I accept the 20% position number, but the real challenge is sticking to it. Easy to say.

View OriginalReply0

SchrodingersPaper

· 01-13 13:59

Sounds nice, but I bet five dollars you've also been caught chasing a high and getting stuck, haha

View OriginalReply0

GasFeeBeggar

· 01-13 13:59

That's right, the hardest part is always the mindset. I've also lost a lot before I realized that chasing high is always the beginning of a nightmare. DCA (Dollar Cost Averaging) is truly amazing. Stick with it for a year or two, and you'll see what compound interest really means. This logic is flawless. I also allocate 20%, and the remaining U I just consider as nonexistent. Bottoming out in a bear market is the real art; many people die because they are afraid to take action at this step. I've heard this countless times, but very few actually follow through. Ultimately, it's a lack of patience. How are those fully invested doing now? I really don't want to know. History always repeats itself. The next opportunity will come, the key is whether you still have ammunition. Position management is a hundred times more important than choosing coins. I now have a deep understanding of this. From the lessons you've learned, you must have really stepped on some pits. Keep going, let's witness it together.

View OriginalReply0

PriceOracleFairy

· 01-13 13:57

ngl the 20% allocation cap is lowkey the most based risk management i've seen in a while... most degens are out here with 80%+ deployed and wondering why they're crying in discord at 3am lmao

Reply0

LadderToolGuy

· 01-13 13:39

That's a good point, but I just want to ask, can this 20% allocation really hold up? I planned the same last year, and as a result, a sudden surge caused me to FOMO in, and my position exploded to 50%. I'm still regretting it now.

View OriginalReply0