2026-01-13 13:24:36

Morgan Stanley recently filed for a Bitcoin and Solana ETF, following BlackRock and Fidelity, another heavyweight institution officially entering the market. This signal is very clear: traditional financial giants are accelerating their布局 into crypto assets.

Just look at the data. By 2025, stablecoin trading volume will reach $33 trillion, and institutional demand is surging. But behind this surge exposes an awkward problem—the traditional banking T+3 settlement model simply can't keep up. Real-time trading demands are colliding with outdated cross-border payment systems. Plus, with the SEC planning to introduce new stablecoin regulations in 2026, compliance costs are also rising.

You can think of it this way: traditional finance used to be like a highway with very stable traffic control. Suddenly, the traffic volume increased tenfold—then the infrastructure (settlement, compliance, risk control) immediately became congested. Now, it needs to be upgraded to an intelligent traffic system to optimize the distribution of this traffic.

This is what is happening in the market. The liquidity landscape is being rewritten, infrastructure needs upgrading, and each institution is exploring its own path for how to upgrade.

BTC-0,94%

SOL-2,21%

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ApyWhisperer

· 34m ago

Morgan Stanley is here, traditional finance is really being pushed to the edge... Major institutions are rushing in, this wave is truly different T+3 is indeed damn, can't keep up with the rhythm 33 trillion in stablecoin trading volume, this number is outrageous... Infrastructure upgrades are not urgent, whoever gets it right first wins The SEC is imposing rules again, how much compliance tax will be paid? The traditional financial system is a bottleneck, it will definitely be forced to innovate It seems institutions are betting on which plan is the most feasible Real-time trading vs T+3 settlement, this is a clash of eras Everyone is exploring, but which route will survive in the end is still uncertain

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gaslight_gasfeez

· 01-13 13:46

Morgan Stanley enters... what does it mean? It means they are also panicking. Wait, can the compliance costs be reduced now that the SEC's new rules are out? Blocking it completely is true; this highway really isn't as resilient as imagined.

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AltcoinTherapist

· 01-13 13:45

Morgan Stanley is being forced; if they don't follow the trend, they'll be consumed.

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MEV_Whisperer

· 01-13 13:37

Morgan Stanley's move is really playing a big game; traditionalists need to wake up.

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FloorPriceWatcher

· 01-13 13:35

Morgan Stanley is here too, now traditional finance is completely panicking haha T+3 really needs to be changed, can't keep up with the pace 33 trillion... this number is shocking, infrastructure definitely needs upgrading Compliance costs are rising, but it's still better than missing the opportunity Everyone is exploring, whoever finds the way first wins Honestly, this wave of market entry feels irreversible Are stablecoins going to become the new favorite? With so much institutional money, what can retail investors do? SEC regulation is coming, will it make things more complicated? Liquidity is really rewriting the game, it feels like the landscape has changed

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alpha_leaker

· 01-13 13:35

Morgan Stanley is here too, traditional finance is really being pushed to the edge The RMB is almost worthless in hand, these giants are finally seeing the situation clearly T+3 is an old relic that should have been abolished long ago, luckily blockchain exists Regulation coming in 2026? By then, the crypto prices will probably surge again Infrastructure being blocked is a good thing, to filter out genuine players This game, institutions are laying the groundwork, and we just follow to eat the gains High school essay about Solana, institutions are already stocking up, and you're still on the sidelines? Waiting for the right moment, not waiting for retail investors—this saying is finally about to change

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