2026-01-13 10:26:33

2026 is destined to be a critical turning point for the crypto wealth management ecosystem.

First, let's look at the changes on the supply side. The continued downturn in the altcoin market has significantly shrunk market risk appetite, and the wave of token withdrawals at the end of last year has deeply deleveraged the entire sector. This is not a bad thing—it has cleared the bubble of excessive speculation.

Secondly, capital actions are speaking. The successful IPO of Circle, along with several leading institutions launching new generation stablecoins one after another, reflect a clear logic: big capital continues to subsidize this ecosystem. The recent frequent activities of major exchanges and wallet products are reminiscent of the early internet ride-hailing and food delivery subsidies—quickly capturing user mindshare through 10% or even higher cashback.

Once the stablecoin infrastructure is in place, the demand for wealth management will naturally emerge. Those who lay out early in this wave will benefit.

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ThreeHornBlasts

· 3h ago

Stablecoins are well established; the next step is to see who can seize the financial management wave. Early birds always have an advantage. --- The move to deleverage and clear out the bubbles should have happened already; it's a bit late to react now. --- Can the subsidy logic used in ride-hailing and food delivery really be copied to crypto? I remain skeptical... --- Circle going public just shows that big capital is optimistic? Come on, this is just the beginning. --- Who the hell believes 2026 will be a turning point? Every year they talk about a turning point. --- Stablecoin infrastructure is indeed the focus, but where are the genuine financial products? I haven't seen any yet. --- Early deployment leads to early benefits—that's true, but the key is how to deploy effectively. --- It's another round of rebates to grab market share... When will this gameplay ever stop?

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RektCoaster

· 01-14 20:15

Forget it, it's another "critical turning point." Every year they talk about critical turning points, I'm exhausted. This time the subsidy is indeed substantial, but I still think big capital is playing a much bigger game. As for deleveraging and clearing out the bubbles, it depends on whether the hype will pick up again later. Early deployment definitely has advantages, but the premise is that you choose the right direction.

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GasFeeLover

· 01-13 10:56

Is this another story of reaping the little guys? Once the stablecoin infrastructure is in place, the demand for financial management naturally emerges. It sounds smooth, huh? I believe in the logic of big capital subsidies, but how long can a 10% rebate last... What was the result of the early days of burning money on ride-hailing? I don't know who will benefit from this wave, but it looks to me like another round of harvesting.

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LiquidationOracle

· 01-13 10:55

Once the stablecoin infrastructure is in place, it's just waiting to harvest the profits, anyway big capital is burning money. Speaking of this round of subsidies, it has the same flavor as Didi's money-burning back in the day. In the end, isn't it just about raising prices? Two years ago, scam coins were harvesting the leeks; now it's stablecoins. Cycles repeat. Clearing the bubbles is a good thing, but can it really wait until the financial needs arise? There are really many who believe. 10% rebate, how crazy is that... Big capital is really ruthless. Early deployment is no longer useful; the key is when the exchange will rug. Wait, Circle went public? Why didn't I see any news? I've seen this routine a hundred times in the crypto world, just changing the disguise and continuing. Stablecoin infrastructure... Wow, sounds like the "blockchain infrastructure" from 2017. The wave of withdrawals and deleveraging is indeed fierce, but now they're starting to compete for rebates again. Interesting.

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HalfPositionRunner

· 01-13 10:54

It's 2026 again, another critical turning point, just listen and get the gist. Stablecoins are in place, and now there's a demand for wealth management? I feel like this logic is reversed... Big capital is indeed burning money, but in the end, it's still retail investors' minds being exploited. Deleveraging to clear the bubbles? Nice words, I just want to ask, who will compensate for the losses? 10% rebate? I've tasted this feeling on a ride-hailing app, and in the end, they couldn't keep burning money.

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