CoinVoice has learned that, according to crypto journalist Eleanor Terrett, after months of tense negotiations among Senate Republicans, Democrats, and industry figures, a bipartisan draft of the 278-page Crypto Market Structure Act has been finalized. Banks may have gained an advantage in this round of stablecoin yield competition. The latest draft (Page 189) stipulates that companies cannot pay interest solely based on user account balances. Users can receive rewards, but only if the rewards are related to account opening activities or engaging in trading, staking, providing liquidity, collateralizing assets, or participating in network governance. Senators now have 48 hours to propose amendments to the bill, so it is unclear whether these provisions will remain unchanged by Thursday.