Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0,00 USD
XRP
XRP
XRP
$2,08
-0.09%
Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$2,08
-0.09%
Markets
Popularity
Market Cap
#4
$126,74B
Volume
Circulation Supply
$83,39M
60,69B

As of now, XRP (XRP) is priced at $2,08 per coin. The circulating supply stands at approximately 60.699.967.552 XRP, resulting in a total market capitalization of $60,69B, Current market capitalization ranking : 4.

In the past 24 hours, XRP’s trading volume reached $83,39M, representing a -0.09% compared to the previous day. Over the past week, XRP’s price -1.73%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from
Consistently one of the Top 10 CEXs since 2013
100% Proof of Reserves since May 2020
Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
More XRP Article
CNBC Spotlight: Why XRP Is Becoming One of the Hottest Crypto Trades for 2026
Under the lens of leading financial media outlet CNBC, XRP’s surge of over 30% since the start of the year is no coincidence. Behind its price chart lies a fundamental shift: a steady influx of ETF capital and exchange supply dropping to its lowest level in eight years.
XRP Price Prediction: Transactions Reach 1,000,000 as 2026 Breakout Targets $2.40
As 2026 unfolds, XRP is supported by a constructive alignment of technical breakout confirmation, recovering network activity, and stable market liquidity on Gate.
XRP surges 8% in 24 hours to reclaim fourth place! Market cap surpasses BNB, reshaping the cryptocurrency landscape
Ripple’s native token, XRP, surged approximately 8% within 24 hours, pushing its market capitalization past $123 billion. This rally allowed XRP to surpass BNB and reclaim its position as the fourth-largest cryptocurrency.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
Potential Risks Associated with Using XRP for Financial Transactions
Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:
More XRP Wiki

The Latest News About XRP(XRP)

2026-01-12 04:20Live BTC News
XRP 价格预测:1月15日之前的CLARITY法案投票预期
2026-01-12 03:42Gate News bot
XRP现货ETF上周净流入3807万美元
2026-01-12 03:40Market Whisper
Ripple CEO:完成 22.5 亿战略收购,2026 机构加速采用 XRP
2026-01-12 03:00Gate News bot
2026年01月12日热门币种一览,热度前三为:Bitcoin(BTC)、Ethereum(ETH)、Solana(SOL)
2026-01-12 02:37Coinpedia
推动XRP表现优异的3大力量或将延续至2026年
More XRP News
XRP recently failed to hold above the $2.20 level, following Bitcoin and Ethereum into a new round of correction. The price repeatedly broke through the support levels at $2.150 and $2.120, indicating a short-term weakening trend. It even dipped below $2.050, with the lowest point around $2.034 before stabilizing.
During the rebound from the low, the price once surged to $2.080, but this rebound was limited. Based on the decline from the high of $2.415 to the low of $2.034, the Fibonacci retracement level of 23.6% has not yet been recovered. Additionally, the price remains below the 100-hour moving average, and a clear downtrend line has formed on the hourly chart, with resistance around $2.10, limiting the short-term rebound potential.
Looking upward, to re-establish above $2.120 and confirm a breakout with a close, the next target may be around $2.220, corresponding to the 50% Fibonacci retracement level. Further up is the critical resistance at $2.320—once it is effectively broken, the price could continue toward $2.350 and $2.385. The final target may be near $2.40, which is the level bulls need to reclaim.
BlockchainDecoder
2026-01-12 05:25
XRP recently failed to hold above the $2.20 level, following Bitcoin and Ethereum into a new round of correction. The price repeatedly broke through the support levels at $2.150 and $2.120, indicating a short-term weakening trend. It even dipped below $2.050, with the lowest point around $2.034 before stabilizing. During the rebound from the low, the price once surged to $2.080, but this rebound was limited. Based on the decline from the high of $2.415 to the low of $2.034, the Fibonacci retracement level of 23.6% has not yet been recovered. Additionally, the price remains below the 100-hour moving average, and a clear downtrend line has formed on the hourly chart, with resistance around $2.10, limiting the short-term rebound potential. Looking upward, to re-establish above $2.120 and confirm a breakout with a close, the next target may be around $2.220, corresponding to the 50% Fibonacci retracement level. Further up is the critical resistance at $2.320—once it is effectively broken, the price could continue toward $2.350 and $2.385. The final target may be near $2.40, which is the level bulls need to reclaim.
XRP
-0.23%
BTC
+1.46%
ETH
+1.93%
#美国贸易赤字状况 Stop using your hard-earned money as tuition for the crypto world. Starting with just a few hundred USD, surviving is more important than anything!
A message for beginners who just entered their accounts:
Your account hasn't broken 1,000 yet? Don't rush to open positions. In the crypto world, the real winner is the one who survives the longest, not the one who doubles their money quickly. When funds are small, you need to be even more cautious: the first step is to protect your principal, and only then consider making a profit.
I’ve seen a fan whose account was just 900 USD when he entered the market, trembling with fear, full of illusions about "quick doubling." I told him directly: "With small funds, learn how to survive first, then learn how to earn."
Three months later, this guy’s account grew to 100,000 USD, all without a single liquidation or adding a penny of margin. It’s not luck—it's all thanks to these 3 "life-saving rules":
**Rule 1: Divide your money into three parts, leave yourself an escape route**
- 300 USD for short-term trading, only watch $BTC and $ETH, exit immediately if it moves 3%.
- 300 USD for swing trading, only enter when the daily volume breaks out or drops below, hold for a maximum of 5 days.
- 300 USD as emergency funds, never touch it regardless of market conditions—this is the seed for turning things around.
- Those who bet everything on one trade, a single needle prick and it’s gone; those who keep reserves can endure even the most dangerous situations.
**Rule 2: Follow the trend, don’t mess around in sideways markets**
Most of the market time is spent grinding, frequent trading is like working for the exchange. My entry criteria are simple: 15-minute K-line with continuous volume increase + daily MACD showing a golden or death cross, only act when both signals are present. Take profit at 12%, cash out half, let the rest run, following the principle of "don’t trade unless necessary, but if you do, take profits."
**Rule 3: Systematic discipline, don’t let emotions take over**
If a single loss reaches 2%, close the position immediately and set an automatic lock screen reminder.  
Take profit at 4%, sell half first, and set a trailing stop at 3%.  
Never add to losing positions; the mindset of "waiting for a rebound" must die.  
Markets may be misjudged, but system discipline must never be broken—this is the only way to survive long-term.
Turning 900 USD into 100,000 USD is essentially the power of compound interest from "making fewer mistakes." Small capital isn’t scary; what’s scary is always trying to go all-in. Stick these rules on your screen, read them aloud when you’re itchy to trade: Leave an escape route, follow the trend, stay disciplined.
Tired of random trading and losses? Want steady gains and long-term online presence? The method is simple—execute diligently, persistently.
BlockchainTalker
2026-01-12 05:10
#美国贸易赤字状况 Stop using your hard-earned money as tuition for the crypto world. Starting with just a few hundred USD, surviving is more important than anything! A message for beginners who just entered their accounts: Your account hasn't broken 1,000 yet? Don't rush to open positions. In the crypto world, the real winner is the one who survives the longest, not the one who doubles their money quickly. When funds are small, you need to be even more cautious: the first step is to protect your principal, and only then consider making a profit. I’ve seen a fan whose account was just 900 USD when he entered the market, trembling with fear, full of illusions about "quick doubling." I told him directly: "With small funds, learn how to survive first, then learn how to earn." Three months later, this guy’s account grew to 100,000 USD, all without a single liquidation or adding a penny of margin. It’s not luck—it's all thanks to these 3 "life-saving rules": **Rule 1: Divide your money into three parts, leave yourself an escape route** - 300 USD for short-term trading, only watch $BTC and $ETH, exit immediately if it moves 3%. - 300 USD for swing trading, only enter when the daily volume breaks out or drops below, hold for a maximum of 5 days. - 300 USD as emergency funds, never touch it regardless of market conditions—this is the seed for turning things around. - Those who bet everything on one trade, a single needle prick and it’s gone; those who keep reserves can endure even the most dangerous situations. **Rule 2: Follow the trend, don’t mess around in sideways markets** Most of the market time is spent grinding, frequent trading is like working for the exchange. My entry criteria are simple: 15-minute K-line with continuous volume increase + daily MACD showing a golden or death cross, only act when both signals are present. Take profit at 12%, cash out half, let the rest run, following the principle of "don’t trade unless necessary, but if you do, take profits." **Rule 3: Systematic discipline, don’t let emotions take over** If a single loss reaches 2%, close the position immediately and set an automatic lock screen reminder. Take profit at 4%, sell half first, and set a trailing stop at 3%. Never add to losing positions; the mindset of "waiting for a rebound" must die. Markets may be misjudged, but system discipline must never be broken—this is the only way to survive long-term. Turning 900 USD into 100,000 USD is essentially the power of compound interest from "making fewer mistakes." Small capital isn’t scary; what’s scary is always trying to go all-in. Stick these rules on your screen, read them aloud when you’re itchy to trade: Leave an escape route, follow the trend, stay disciplined. Tired of random trading and losses? Want steady gains and long-term online presence? The method is simple—execute diligently, persistently.
BTC
+1.46%
ETH
+1.93%
XRP
-0.23%
$XRP $RENDER $SOL
Credibility paired with practical guidance is what truly matters in this market. 💡
Big respect to mentors like Ãlyssá Tán who focus on smart, sustainable growth instead of empty hype.
In a space full of noise, real education, risk management, and long-term vision are what separate consistent winners from short-term gamblers.
Crypto24pro
2026-01-12 04:57
$XRP $RENDER $SOL Credibility paired with practical guidance is what truly matters in this market. 💡 Big respect to mentors like Ãlyssá Tán who focus on smart, sustainable growth instead of empty hype. In a space full of noise, real education, risk management, and long-term vision are what separate consistent winners from short-term gamblers.
XRP
-0.23%
RNDR
0%
SOL
+4.82%
More XRP Posts

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.
Where is the Safest Place to Buy XRP?
x
How Can I Safely Buy XRP on Gate.com?
x
How to Buy XRP for Beginners?
x
How much will 1 XRP cost in 2030?
x
What is XRP for beginners?
x