Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0,00 USD
XRP
XRP
XRP
$1,27
-9.51%
Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$1,27
-9.51%
Markets
Popularity
Market Cap
#5
$78,01B
Volume
Circulation Supply
$99,89M
61,09B

As of now, XRP (XRP) is priced at $1,27 per coin. The circulating supply stands at approximately 61.090.376.977 XRP, resulting in a total market capitalization of $61,09B. Current market capitalization ranking: 5.

In the past 24 hours, XRP’s trading volume reached $99,89M, representing a -9.51% compared to the previous day. Over the past week, XRP’s price -11.09% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from
Consistently one of the Top 10 CEXs since 2013
100% Proof of Reserves since May 2020
Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
More XRP Article
Ripple Reshapes Ecosystem Funding: Launching XRPL Distributed Governance with Community and Capital Sharing Resource Allocation
Ripple announces plans to drive distributed finance on the XRP Ledger by 2026, launching the XAO DAO, a FinTech accelerator, and regional entities, with a total investment exceeding $550 million.
XRP Network Surges as Price Drops: XRP Ledger On-Chain Activity Hits Record Highs in February
XRP price falls below $1.40, but on-chain data for XRP Ledger hits a historic high in February. Over 2.7 million successful payments processed, and AMM deposits reach record levels. Analyzing the fundamental changes driven by the network upgrade.
Ripple Executive Joins CFTC, Sparking Regulatory Shift Speculation: XRP Price Outlook for 2026
Ripple CEO Joins CFTC Panel: How Will Regulatory Signals Impact XRP’s Future? This article unpacks the background of the event, incorporates the latest Gate data, and provides a 2026 XRP price forecast along with key level analysis.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
XRP Technical Analysis: Key Support and Resistance Levels Explained
Starting from the latest K-line chart, combined with the 24-hour price range (2.221 – 2.136 USD), this will quickly analyze the technical trend of XRP, teaching you how to grasp buying and selling opportunities, and understand the MACD, RSI, and SuperTrend indicators.
More XRP Wiki

The Latest News About XRP(XRP)

2026-02-28 06:33GateNews
XRP站稳1.4美元关口,FXRP单日铸造超300万枚,DeFi与ETF资金同步加速
2026-02-28 06:16Market Whisper
Ripple 代币化 2.8 亿美元钻石,XRPL RWA 市值突破 19 亿
2026-02-28 05:56GateNews
超2.8亿美元钻石在XRP账本完成代币化,Ripple联手阿联酋打造奢侈品链上新范式
2026-02-28 05:49Market Whisper
SBI控股日元债券绑XRP吸引客户,奖励仅12.9万美元引发争议
2026-02-28 05:29CryptoPulse Elite
比特币跌破66,000美元,热烈的PPI数据引发降息不确定性
More XRP News
2.28 Older Brother and Second Brother
After the neckline at 67,000 was effectively broken, the price entered a downward wave, continuously completing BOS breakout and CHOCH structure transformation, officially establishing a bearish trend.
The downward phase shows a one-sided decline, with no stepwise consolidation, stabilizing at around 63,000.
Currently, the price has broken below the support of the 30-minute converging triangle. The previous bullish engulfing rebound structure has failed, and the short-term market has shifted from a rebound consolidation to an oversold weak rebound correction.
Older Brother rebounds from 64,000, with resistance around 65,000, aiming lower near 62,400, and breaking below to target 60,000.
Second Brother rebounds from 1,870, with resistance around 1,920, aiming lower near 1,800, and breaking below to target 1,730.
#以色列突袭伊朗BTC短线跳水 #特朗普下令停用AnthropicAI产品 #深度创作营
林森论趋势
2026-02-28 09:01
2.28 Older Brother and Second Brother After the neckline at 67,000 was effectively broken, the price entered a downward wave, continuously completing BOS breakout and CHOCH structure transformation, officially establishing a bearish trend. The downward phase shows a one-sided decline, with no stepwise consolidation, stabilizing at around 63,000. Currently, the price has broken below the support of the 30-minute converging triangle. The previous bullish engulfing rebound structure has failed, and the short-term market has shifted from a rebound consolidation to an oversold weak rebound correction. Older Brother rebounds from 64,000, with resistance around 65,000, aiming lower near 62,400, and breaking below to target 60,000. Second Brother rebounds from 1,870, with resistance around 1,920, aiming lower near 1,800, and breaking below to target 1,730. #以色列突袭伊朗BTC短线跳水 #特朗普下令停用AnthropicAI产品 #深度创作营
SOL
-10.22%
XRP
-9.77%
ETH
-8.84%
GT
-6.17%
BTC
-6.21%
Make calculations regarding $XRP. Most people haven't done this.
Banks are currently holding trillions in nostro and vostro accounts just to move money across borders.
Pre-financing. Slow. Expensive. XRP is replacing it. Instead of pre-financing accounts in each foreign currency, banks will hold XRP as bridge liquidity.
One asset. Any corridor. Settlement in 3-5 seconds.
Ripple already has partnerships with more than 100 financial institutions. SBI. Standard Chartered. Tranglo. Cross River Bank.
Relationships are already established. They are waiting for regulatory approval.
Now, do the math.
150 central banks. $100M  each in XRP. 15 billion locked. 25,000 private banks. $1M  each. 25 billion locked.
40 billion XRP absorbed solely by banks. Retail trading is not included.
Add CBDC wallets. Tokenized assets. AI settlements. Eliminating stablecoins, removing drops forever.
The total supply is 100 billion. Fixed forever.
When the CLARITY law is passed and banks get the green light, demand will meet the fixed supply.
This is a supply shock that no one is accounting for.
$XRP  to $1000  soon?
GateUser-2091655d
2026-02-28 09:51
Make calculations regarding $XRP. Most people haven't done this. Banks are currently holding trillions in nostro and vostro accounts just to move money across borders. Pre-financing. Slow. Expensive. XRP is replacing it. Instead of pre-financing accounts in each foreign currency, banks will hold XRP as bridge liquidity. One asset. Any corridor. Settlement in 3-5 seconds. Ripple already has partnerships with more than 100 financial institutions. SBI. Standard Chartered. Tranglo. Cross River Bank. Relationships are already established. They are waiting for regulatory approval. Now, do the math. 150 central banks. $100M each in XRP. 15 billion locked. 25,000 private banks. $1M each. 25 billion locked. 40 billion XRP absorbed solely by banks. Retail trading is not included. Add CBDC wallets. Tokenized assets. AI settlements. Eliminating stablecoins, removing drops forever. The total supply is 100 billion. Fixed forever. When the CLARITY law is passed and banks get the green light, demand will meet the fixed supply. This is a supply shock that no one is accounting for. $XRP to $1000 soon?
XRP
-9.77%
JUST IN:
XRP Ledger almost shipped a feature that could drain accounts without owners signing
whalechart
2026-02-28 09:49
JUST IN: XRP Ledger almost shipped a feature that could drain accounts without owners signing
XRP
-9.77%
More XRP Posts

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.
Where is the Safest Place to Buy XRP?
x
How Can I Safely Buy XRP on Gate.com?
x
How to Buy XRP for Beginners?
x
How much will 1 XRP cost in 2030?
x
What is XRP for beginners?
x