Just read something interesting about David Schwartz from Ripple. Apparently when XRP was pumping hard back in 2018, people were speculating he must've made insane money, but turns out he didn't go the typical founder route at all.

So while his co-founder Chris Larsen's net worth hit like $54 billion (crazy right?) and CEO Brad Garlinghouse was sitting on close to $10 billion, Schwartz actually chose a 2% stake in the company plus salary instead of loading up on XRP tokens. Kind of wild strategy honestly. Forbes had him at around $90 million back in 2019, and by 2021 he was saying his net worth stayed below $170 million. David Schwartz basically made a different bet than the other guys.

What's funny is that even though his wealth is way less than you'd expect for a Ripple executive, he's still holding Bitcoin and some other alts alongside his company stake. The volatility thing is real though - he mentioned his assets are tied to unpredictable markets. Meanwhile Larsen's net worth literally jumped $6 billion in one month during that XRP run. Pretty different outcomes depending on which tokens you bet on.