By the end of 2025, the Bank of England held a roundtable with regulated financial institutions to discuss the challenges facing AI applications. Participants supported the Prudential Regulation Authority (PRA)'s principles-based framework, considering Regulatory Statement 1/23 to be pragmatic and effective, and believed that there is currently no need to establish new specific rules for AI or set up a regulatory sandbox. The main obstacles identified by participants included cautious internal risk functions, increased compliance costs due to fragmented global regulatory regulations, complex negotiations with third-party vendors, and data protection laws (such as Data Protection Impact Assessment (DPIA) requirements) delaying deployment processes. Companies urged the Bank of England to promote global regulatory coordination and develop industry standards for AI vendors.