TermMaxFi has been quite active recently. Last week, it was even liked and reposted by the official Ethereum account, indicating that the project has real substance. Looking at the data makes it clear—TVL peaked at over $44M and is now stable at over $22M, covering mainnets like Ethereum, Arbitrum, and BNB Chain.

The core gameplay of the project is supporting Ondo tokenized stocks as collateral, combined with a fixed interest rate lending mechanism, which is still somewhat interesting for DeFi users.

Here's the key point: how is their points system designed? XP points are the most stable core component, calculated directly based on real-time snapshots of your on-chain holdings and deposits on a daily basis. Simple and straightforward—real money at stake. If you're interested, you might want to participate, as their backing is quite solid.