Do you think that blockchain and RWA are just big institutions' games, too far removed from yourself? Actually, that's not the case. Let me tell you a real scenario that can happen.

Imagine the popular coffee shop downstairs that you often visit is opening a new branch. The owner needs money, what to do? The old methods are pretty tired—either go to a bank for a loan and wait in line, or seek venture capital. Now? You can directly raise funds on-chain.

Here's how it works. The owner uses a compliant asset agreement (similar to tools like Zedger) to package the financing amount into tokens. For example, 1 million dollars split into 1 million tokens of 1 dollar each, each representing a share in the coffee shop. As a regular customer, you take out your mobile wallet, complete identity verification (using privacy-preserving protocols, no worries about personal data leaks), and then buy 5000 tokens. Once done, you become a small shareholder with a 0.5% stake.

Why is this safe? Because these are genuine security tokens, regulated by law, locked by smart contracts. No one can manipulate them.

The best part is yet to come. During quarterly dividends, the smart contract automatically reads the coffee shop's profit data (supplied by a trusted oracle), and then distributes stablecoin dividends directly into your wallet according to your shareholding. The entire process is automated, error-free, and cannot be deducted or manipulated. Want to sell your stake? Just list it on a compliant secondary market—transparent trading with no black box operations.

This logic isn't limited to coffee shops. Gyms, bookstores, any community small business you trust—can all do the same. Technology turns a game once only big venture capital players could play into an investment method accessible to ordinary people. The financial barrier is broken down—you are no longer a distant retail investor, but a genuine participant in the local economy.

Future investments might look like this—no longer staring at cold stock codes, but investing in communities and lifestyles you love and believe in. This is the most interesting part of how technology empowers reality.