Luck? That's a lie.

I've seen too many newcomers come in with just a few hundred dollars, get excited and go all-in to double their money, only to disappear within three months. I've gone through that phase myself, and looking back now, I realize—crypto is never a casino. Small funds need to survive and grow; it's not about luck, but about whether you can stick to your strategy.

Last year, I guided a beginner who started with only 800U. In four months, his account grew to 19,000, and in half a year, it reached 28,000. Throughout the process, he never blew up his position. It wasn’t luck; it was executing the strategy as if it were a religion.

Today, I want to share three bottom lines that allow small funds to both survive and make money.

**First: Divide your funds into three parts**

Don’t think about going all-in on a certain coin or direction—that’s the fastest way for small funds to die.

For example, with 1000U, my division looks like this: 300U for day trading, focusing only on short-term fluctuations of Bitcoin and Ethereum; take profits when they rise 2%-4%; 250U for swing trading, with opportunities to move; usually holding for 2 to 4 days before closing; the remaining 250U stays aside, untouched even if the market explodes—this money is your confidence to turn things around.

Why divide like this? No one can predict the market. The biggest reason small funds die quickly is because they go all-in and out at once. If you have a clear position plan, your emotions won’t be driven by market swings—that’s the key to survival.

I’ve noticed that all small accounts that have persisted in the crypto market have a position-splitting strategy. Conversely, those that blow up in a month either go all-in or all-out.

**Second: Take profit and stop-loss are equally important**

Many people only focus on stop-loss, but in reality, take profit is often neglected. After earning 30%, they wait for 50%, only to watch their profits evaporate.

Small funds must strictly implement take profit. In day trading, take profits at your target and walk away—don’t be greedy. From those I’ve seen, the ones who make money are the ones who can ruthlessly take profits.

**Third: Leave room for psychological buffer**

Your reserve fund (20%-30% of your account) is your psychological bottom line. Knowing you have an exit route helps you stay clear-headed during trading, rather than being forced to go all-in to recover losses.

Discipline is more important than talent; patience is more valuable than luck. Those who have survived with small funds have figured this out.