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South Korea's Five Major Banks Exhaust 85% of Annual Household Loan Quota in H1 2026, Stock Market Leverage Faces Credit Crunch

2026-07-13 06:53:24

According to reports on July 12, South Korea's five major commercial banks have consumed over 85% of their annual household loan quotas in the first half of 2026, with two banks already exceeding their full-year limits. Under strict regulatory caps, lenders have minimal room for new lending in the second half, raising market concerns of a credit crunch. For investors relying on bank loans to leverage stock market positions, available external financing channels are expected to narrow significantly in H2 2026.

Disclaimer: The information on this page may come from third-party sources and is for reference only. It does not represent the views or opinions of Gate and does not constitute any financial, investment, or legal advice. Virtual asset trading involves high risk. Please do not rely solely on the information on this page when making decisions. For details, see the Disclaimer.

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South Korea's Top 5 Financial Groups Supply 11.3 Trillion Won in Inclusive Finance During H1 2026

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