XRP and RippleNet are reshaping the cross-border payment infrastructure of global banks, improving the efficiency and cost of traditional payments. Several well-known financial institutions have begun adopting this technology to optimize fund flows and reduce operational costs, driving the market application and future potential of XRP.

Entering 2026, XRP price movement remains relatively moderate. After reaching a cyclical high of approximately $3.65 in 2025, XRP retreated to around $2.15 in early January and fluctuated, with market sentiment showing a wait-and-see attitude. Overall, there is a certain degree of dislocation between the price performance and its infrastructure development. From a technical and ecological perspective, the XRP Ledger officially launched the EVM sidechain in mid-2025, which is seen as an important step to promote ecological expansion. The sidechain allows developers to deploy smart contracts using mature development tools from the Ethereum ecosystem, thereby lowering the entry barrier. However, early data remains conservative. As of early January, the on-chain revenue generated by the EVM sidechain is very low, with a total locked value of less than $50,000, indicating that actual usage has not yet reached scale.