2026-01-16 17:33:49

The crypto payment ecosystem is quietly transforming. According to the latest data, the crypto card market size has surged from an average of $100 million per month at the beginning of 2023 to $1.5 billion by the end of 2025—achieving a 15-fold explosive growth in just over two years, with a compound annual growth rate of 106%. More notably, the penetration of stablecoins in payments is increasing. Visa's stablecoin spending in Q4 of fiscal year 2025 has reached an annualized scale of $3.5 billion, a 460% increase compared to the same period last year, becoming a significant force in payment settlements—accounting for nearly one-fifth of the total settlement volume. This data reflects that the integration of digital currencies with traditional payment systems is accelerating, and crypto cards are becoming a key bridge connecting Web3 and everyday consumption.

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GasFeeTherapist

· 13h ago

15x growth? No way, is this number real? It feels like Visa secretly jumped on board.

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LeekCutter

· 13h ago

Really? 15x growth? Why do I feel like many people still don't know what crypto cards can do... --- The data on stablecoins surprised me; even Visa has to lower its head and be cautious. --- Wait, one-fifth of settlement volume? How many people are using it? Or am I too out of touch? --- 106% compound annual growth rate... That's a bit outrageous. If it's true, I need to jump on the bandwagon quickly. --- The crypto payment ecosystem has changed, but people around me are still using Alipay haha. --- Visa stablecoins surged by 460%, traditional finance must be forced to embrace it. --- Even Visa has to rely on stablecoins to support the scene. Has Web3 really won? --- $1.5 billion monthly... It feels like this scale is still in the exploration stage, where's the explosion? --- The biggest problem with crypto cards is that too many people don't understand them. Good data alone can't popularize them. --- Stablecoins are becoming the main payment method... then I still have to hold onto my BTC.

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HalfBuddhaMoney

· 13h ago

15x growth? Man, isn't this just a signal before mainstream adoption? Stablecoins have been reduced to one-fifth of traditional payments, and people still say crypto has no future?

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MetadataExplorer

· 13h ago

Oh wow, 15x growth? Stablecoins are almost a fifth of payments now, this speed is really impressive.

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MaticHoleFiller

· 13h ago

15x growth? Don't brag to me here, stablecoins are the real main event.

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orphaned_block

· 14h ago

A 15x growth sounds great, but are there really that many people using crypto cards? Visa has started to play with stablecoins, traditional finance is really about to get involved. The 460% figure is a bit crazy; it feels like a turning point has truly arrived. Crypto cards are still niche right now; who would use them for daily spending... Stablecoins account for one-fifth of settlement volume? If that's true, then the revolution is really happening. Is this data just hype again? I have a friend who doesn't even have a crypto card. The integration has been talked about for a long time, and finally there's some movement. Monthly averages from 100 million to 1.5 billion, this growth rate is even more intense than during the bull market. But on the other hand, are stablecoin payments really cheaper than traditional payments? A compound annual growth rate of 106% sounds outrageous; anyway, I haven't seen any significant change in daily life.

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