There's a sobering observation worth discussing—many people are waiting for the Federal Reserve to cut interest rates, but what might actually happen is: they can't cut at all, and may even need to continue raising rates.

In a week or two, when the decision is announced, some will inevitably start complaining about "holding steady." But from a different perspective, this might actually be the rational choice.

Many industry insiders have long been saying that interest rates shouldn't be lowered at all; instead, they need to stay high. The reason is quite straightforward—

What is the purpose of artificially suppressing interest rates over the long term? The result is inflated asset prices, reckless investor speculation, and an economy that appears to be thriving but is actually just an illusion. What should be done is to let the market set prices naturally, rather than central banks and governments making those decisions.

Historically, whenever someone tries to manipulate prices—whether oil, housing, or interest rates—the outcome is always the same: the problem remains unresolved and becomes buried deeper. In the end, savers lose out, while those willing to gamble benefit. And then what? Inflation surges back, even more fiercely than before.

Cheap money is like giving the economy a sedative—initially enjoyable, but with huge aftereffects. A truly healthy economy should be built on real demand, genuine productivity, and honest price signals. The current pain may be necessary to prevent an even bigger crash in the future.

So next time you hear someone say "The Federal Reserve must cut interest rates," take a moment to think—are we looking for a quick fix to ease pain, or are we aiming for genuine recovery?