Imagine if you could see ten years into the future—back then, no one believed that deposits would "operate themselves." But by 2026, it has truly happened. Traditional bank deposits are just cold, digital numbers, with profits eaten up entirely by institutions; meanwhile, the new generation of stablecoin financial products are different—they have come alive and are constantly evolving.

We are witnessing a major transformation in financial paradigms. Some lending protocols are no longer just simple leverage tools; they operate more like a decentralized central bank, with power returning to each participant. Assets within the ecosystem are appreciating in multiple dimensions through staking, liquidity mining, and other methods. This efficiency boost, honestly, is as invincible as the industrial revolution crushing handcrafted workshops.

The key point is, if you still view stablecoins with old-fashioned thinking, what you lose isn't just a few points of yield—you're missing out on the entire upgrade dividend of the digital financial era.