In the DeFi ecosystem, how can you make your assets "multi-purpose"? This question troubles many participants. The key is to find protocols that can activate the potential of your assets.

Take blue-chip tokens, for example, ETH. You can stake it without selling (to preserve the upside), and at the same time borrow stablecoins to make other investments. This is a reflection of asset efficiency.

The cost of borrowing determines everything. If the interest rate is ridiculously high, even the best strategies are useless. But when the borrowing rate drops to around 1%, the situation changes completely—additional funds become almost cost-free.

How to use it? Arbitrage. Borrow stablecoins at low interest, invest them in higher-yield financial products, and wait for the interest spread. This approach sounds simple, but executing it requires protocols that truly understand the mechanism.

Interestingly, many protocols incorporate liquidity staking. Your collateral itself earns interest, and combined with the returns from lending assets, the effect becomes compound growth.

The completeness of the ecosystem is also crucial. The deeper the integration between protocols, the more channels your funds can flow into for profit. In other words, choosing a solution that connects to a complete ecosystem is choosing a broader wealth growth pathway.

Security mechanisms cannot be overlooked. No matter how high the returns, they cannot outweigh the risk of a security incident. Check whether the protocol has undergone audits and has multi-layer risk control designs—that's essential homework before participating.

Finally, the quality of the community also reflects the project's maturity. Members care about optimizing allocations and increasing yields, rather than shouting slogans every day. Such an environment allows you to focus on improving your financial skills with peace of mind.