TermMax's recent feature updates have garnered a lot of attention, especially the flexibility of its lending方案. Users can now directly use WBTC or cbBTC as collateral to borrow USDU, opening up new possibilities for holders who need liquidity.

The most attractive aspect is the interest rate setting—fixed at around 3.45%, completely avoiding the interest rate risk caused by market fluctuations. More importantly, the cycle options are sufficiently diverse, covering short-term needs of 10 days to mid-term planning of over 60 days, with expiration dates like January 22 and February 22 available for free combination.

This design is particularly friendly for fund management. You can match the lending and borrowing periods according to your actual cash flow rhythm, avoiding long-term lock-in and utilizing stable interest costs to plan finances. Compared to traditional floating interest rate products, this fixed-rate mechanism makes the entire lending process more controllable and predictable.